Sygma Bank Credit Cards

DEBTMONKEY1A · 6 December 2011 at 4:37PM

Ok...phoned them-£1k limit. Would have been nice to have more but at least now i have a card with a 1/2 decent limit...APR 24.9%...again not FAB but a step in the right direction. Half-tempted to try for another one.....(!!!!!!!!).

DEBTMONKEY1A · 7 December 2011 at 11:08AM

:j

Applied last night for a second Sygma (think it was the 0% purchases one)...on hitting 'confirm' the next page was a 'internet explorer can't display this page' (??!!). No e-mail saying referred/declined/authorised. Refreshed page but got creation/Sygmas message 'there has been an error-please not we have not stored your details'.

Called this AM -it was referred purely as it was a duplicate (i.e. Flybe already approved)-the (very helpfull!) staff member got a supervisor to 'overide it' & hey presto-authorised & 2K limit! So....two applications in 2 days-Flybe with 1k & creation 0% mastercrd with 2 k! RESULT! Oncew received i think Vanquis & Capital ones days are numbered....(!!)

spikescot2005 · 7 December 2011 at 1:32PM

Hi Debtmonkey1A, A couple of questions if you dont mind.

How look had you held the Cap1 and the Vanquis cards for?
Do you have any defaults or late questions?

DEBTMONKEY1A · 7 December 2011 at 1:55PM

Hi! Vanquis since Feb this year, Cap 1 I think since June/July this yr (£200 started now £400), Aqua feb this year (£400 then £700 after 3 months). No-no defaults/lates at all. Would have showed on their search about £80 in total used on 1 card (other 2 no balance) & £280 used of an £800 O/D. I'm paid monthly. I also have completed the mycashplus creditbuilder (£6 a month over a year-reported as a loan & shows the 'o'sss & settled) in September.

AMG762 · 7 December 2011 at 2:07PM

alfred64 wrote: »

I have held their JJB card for some 2 years now - nil balance due to rate jacking, but still held because I usually receive a bt offer in the new year which I find useful. So I was surprised to receive the following e-mail:

[FONT=Arial, Helvetica, sans-serif]Thank you for applying for the Creation card. We’re pleased to tell you your application was successful. Your new card and PIN will be with you within 7 to 10 days. [/FONT]
[FONT=Arial, Helvetica, sans-serif]For security reasons, please call 0871 200 0347 immediately to confirm your card has arrived safely. [/FONT]

[FONT=Arial, Helvetica, sans-serif]Followed some 3 hours later by:[/FONT]

[FONT=Arial, Helvetica, sans-serif]We sent you an email in error today. This was as a result of human error, and I can reassure you that no application has been processed. [/FONT][FONT=Arial, Helvetica, sans-serif]You don’t need to do anything.[/FONT]
[FONT=Arial, Helvetica, sans-serif]We apologise sincerely for this regrettable error and confirm that the previous email can be deleted.[/FONT]

[FONT=Arial, Helvetica, sans-serif]Now I will need to check equifax to see if they have made any fresh searches.[/FONT]

I got exactly the same 2 emails regarding an old Sygma (Wolves) Mastercard

chanz4 · 7 December 2011 at 3:29PM

think most got the sygma emails, inregards to their criteria they do accept defaults.

Pantera_Fan · 7 December 2011 at 8:22PM

Got to love Sygma, I got a letter the other day from them saying that as I have a silvercard I have been pre-approved for a creation card - despite the fact that I have had a creation card for over a year! Think I read that they only allow you to have one of each card so didn't bother applying for a second.

chanz4 · 7 December 2011 at 9:36PM

I think they just dont know what they are doing, also their cards really are not worth it for the perks eg flybe (expires after 2 years points do), silver..... rubbish discounts.