Reclaimed Bank Charges SUCCESS stories

achtunglady

On behalf of my husband:

HSBC BANK
AMOUNT CLAIMED £2287,offered £1945, declined offer
AMOUNT TO BE RECEIVED £2969 including £462 interest and £120 court fees

Won by default as they did not enter a defence within the alotted 14 days, did it through our local county court, got the JUDGEMENT FOR CLAIMANT (in default) this morning in the post, but no money credited yet. How long shall we give them before we can send in the bailiffs:D

Mutchy

achtunglady wrote:

On behalf of my husband:

HSBC BANK
AMOUNT CLAIMED £2287,offered £1945, declined offer
AMOUNT TO BE RECEIVED £2969 including £462 interest and £120 court fees

Won by default as they did not enter a defence within the alotted 14 days, did it through our local county court, got the JUDGEMENT FOR CLAIMANT (in default) this morning in the post, but no money credited yet. How long shall we give them before we can send in the bailiffs:D

Congratulations!!!

Out of interest does anyone know exactly what happens in this case now? I assume teir solicators will recieve some communication from the court now?

Mule

fartbox47 wrote:

CONGRATULATIONS:beer: nice to hear of another success with LTSB everyone helps:D I have had my court date of Jan 25th, so hopefully I may get an offer before then

Merry xmas to ya & the same to Martin & the team

Thank you and good luck to you! Is yours with Lloyds aswell?

karnevil

yes write back and say you accept on the condition the £28 charge is not taken from your account ...

symesd

karnevil wrote:

yes write back and say you accept on the condition the £28 charge is not taken from your account ...

Looks Like most of your debt has been caused by the financial institutions. I wonder how many of us are suffering in the same way. Something needs to be done about this, its unfair that we have to go through the process of claiming back what is ours already, and what has probably got most of us into debt in the first place. It is time that financial institutions realised that people on a budget cannot afford to be charged like this and they should start to get they profits from the people who actually have plently of money and wouldn't miss it like we do.....

If you are successful looks like you will be well on target for being debt free well before 2009.... good luck. I know what its like to be in debt and getting free is the best feeling.

mdsremos

Can I ask a question?
I know it says for England we can ask for 6 years worth of charges to be repaid but does this mean 6 years to the date of claiming, from the tax year of April or from the beginning of 2000?
I am looking to claim back from Barclays charges starting on the 21st Jan 2000 upto 26th June 2003. Total charges for that period are £335.00, plus interest of £158.18 which totals £493.18. I sent the letter to Barclays in November and they sent a letter today offering a goodwill gesture of £150.00. If the charges I can claim for are only from Nov 2000 until now then that would only total £140.00 plus interest, in this case I would be better to accept their offer or can I claim from the beginning of 2000.
Really dont want to push my luck and lose out.........can anyone help me please?

maverickdreamer

Newbie question please.

I am about to start reclaiming charges from my bank, and it seems it could be a lengthy and time-consuming process.

My question is: can I reasonably claim for my time involved? Being a professional, I would like to charge at least £100/hr :-)

Thanks

sabelu

Just received £850 from Citibank.

jas135

maverickdreamer wrote:

Newbie question please.

I am about to start reclaiming charges from my bank, and it seems it could be a lengthy and time-consuming process.

My question is: can I reasonably claim for my time involved? Being a professional, I would like to charge at least £100/hr :-)

Thanks

great thought , but i doubt it very much .

Immy_3

Yorkshire Bank
claimed £459.00 plus £80.00 Court Costs.
Sent first two letters requesting charges and received standard refusal letter which included threats of counterclaims if I persisted. Reading success stories on this site gave me the courage to next step (LBA) on this I was sent a cheque for £230.00 which I returned and asked for full amount,again they refused so I went to moneyclaimonline using the templates provided. a few days later got a letter of acknowledgement of claim and on the same day an offer to settle of the full amount £539.00
THANK YOU MSE: