📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaimed Bank Charges SUCCESS stories

16768707273606

Comments

  • newcook
    newcook Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hairy_Hogg wrote:
    Bank: First Direct
    Amount Reclaimed: £836
    Amount they paid: £655

    Hairy Hog (great name btw!) I am currently waiting for first direct to repay me my charges – I received a standard letter stating they were sorry I had a complaint etc blah blah and would be in touch within 10 days – did you receive a similar letter? How long did the claim take?? Sorry to be nosey!
  • Does anyone have any wording that I can put on the allocation questionaire in the G Section for Other Information? Also, is there a template letter for refrusing a partial claim once they are aware of the court action?

    Any help appreciated!
  • Barclays

    claimed £785
    rewarded £410

    i know its (48%!) below the money owed but i need some $$$ for xmas!

    chuffed with that. wasnt expecting any!

    just got to wait for it to go in.......



    :D
  • newcook
    newcook Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    law_333 wrote:
    Barclays

    claimed £785
    rewarded £410

    i know its (48%!) below the money owed but i need some $$$ for xmas!

    chuffed with that. wasnt expecting any!

    just got to wait for it to go in.......



    :D

    are you not going to bank that and say to the bank 'thanks v.much i'll have that as part payment but I want the rest asap please??!?!'
  • symesd
    symesd Posts: 124 Forumite
    Part of the Furniture
    I got 2 letters back from Natwest today; from 2 different people, one response for each of my accounts I have made a claim for; what a suprise the content of the letter was identical. :rolleyes:

    Does this mean that they are now getting so many letters about requests for refunded charges that they have set up a standard letter......:j

    They have promised to be in contact with me again by the 29th Dec with either a full response or a further update.

    Is this normal... does this look hopeful, I know Natwest are not good at paying out.

    :snow_grin :xmassign: :xmastree:
    Current Debt £16,364 about to settle following pension payout
  • Hairy Hog (great name btw!) I am currently waiting for first direct to repay me my charges – I received a standard letter stating they were sorry I had a complaint etc blah blah and would be in touch within 10 days – did you receive a similar letter? How long did the claim take?? Sorry to be nosey!

    I received the 10 day letter on the 7th December and the letter with the offer arrived today dated the 11th December. Hope that helps
  • Hi all
    Can anyone tell me if it is possible to claim back charges for the six years even if I have closed the bank account down of my own accord nearly a year ago.
    thanks mpw
  • newcook
    newcook Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mpw wrote:
    Hi all
    Can anyone tell me if it is possible to claim back charges for the six years even if I have closed the bank account down of my own accord nearly a year ago.
    thanks mpw

    yes you can - i am claiming from first direct and I left them about 3 years ago... if anything it is better to not be with the bank as you haven't got the worry that they will close your account!
  • Thanks newcook

    mpw
  • ljhhuk
    ljhhuk Posts: 46 Forumite
    I wrote to Citibank using your template letter to claim £50 plus interest. I posted it first class on a Friday and the money popped into my account on the following Monday. They did not pay the interest but I was impressed with the speed. They sent a letter saying that it did not set a precedent and was a gesture of goodwill.
    I am very happy with this result.
    Better a pebble given out of love than a diamond given out of duty.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.