Reclaimed Bank Charges SUCCESS stories

soundas

Bank NatWest

amount reclaimed 388.00
amount they paid ditto

response after 2wks. Then waited 8wks. contacted them re their complaint procedure being breached. Letter in the post with offer. Went towards my daughters university deposit for rent. (Phew)!

fox_cottage

Amount Claimed £900
Amount Settled £540

Hi Just wanted to say that I have had my first success. I set out to pay off my outstanding balance on my American Express card in April 07. I sent two letters. First reply was standard we are doing nothing wrong. Second reply was we will look into it. Heard nothing for a month and was about to start court action when an offer to pay off my balance and give me a bit extra came through. I accepted and have now closed down the account and banked the rest. Thanks so much for the help here on this site. About to take LLoyds to Court as the patient waiting game has not worked in that case so wish me Luck.
Cheers :beer: :T

Deegee

£1852 won back from Halifax this afternoon.

10 weeks from sending first letter to today's success. Sent first letter in post using template in middle of March. Letter of acknowedgement soon followed and after 7 weeks I got the Halifax standard refusal letter. Quickly followed by phone call from myself and a fortnight later an offer around £900 made by Halifax. After a few days I picked up phone again today and within 2 minutes was offered all charges back. I conceded interest but since I live and bank in Scotland I should only technically claim 5 years. Now I am refunded 6 years with very minimal hassle.

Thanks to all on this superb site.:T

dragonstgeorge

Hi!

Just thought I would share my news that Nat west have repaid my charges in full!!!

Claimed £421
Paid out £421

Thank you to everyone working on this site - have advised all my friends about this wonderful site. Off to claim back my husbands fees now.

Thanks again all of you!

dave1980

Bank : HSBC
Amount reclaimed: £2400
Amount paid : £2221.48 ( it all counts )

Story:
Well after reading similar stories on here decided to add up all my charges. Due to being a bit young and foolish with my account was amazed at the total and for one minute didnt think id possibly be able to claim it back, but with the help of this site a letter arrived today :j
Now im more savvy with my spending and the extra cash is going towards my first house. A big thanks to this site :T

Dave

Ghostface_2

Bank: RBS
Amount claimed: £1215
Amount paid: £1215

Had to take them to court online - they put in a defence. Week later the letter arrived "we think it's fair....blah blah blah....however as a gesture of goodwill.." BINGO!

Brilliant site - off on my honeymoon in August and have a nice little bit of spendy money I would never have had.

Just go for it and don't get dispondant. It will be worth it!! Vegas here I come....!

Oh and Nat West, I'm after you next to cover my losses on the blackjack!

tub_2

Bank: HSBC
Amount Reclaimed: Over £5200
Amount they paid: Over £5200
The story:
Requested statements, sent letters. Applied through MCOL
Last minute defence filed... all the usual steps.. Blah blah. Received the money today. March to May.:T :T :T

I'm sooooo happy!! This site is really great. Cheers and go for it.

Jessica_Rabbit_5

Bank: NatWest
Amount Reclaimed: £375.13
Amount they paid: £425.13 (£50 Court Fee)
Followed steps 1, 2 and 3 and lodged court claim which NatWest acknowledged but settled before they filed any defence. Received cheque from their solicitors in full and final settlement and on the proviso that court action stopped. Now reclaiming £2,242 from the Woolwich and a NatWest joint account. Thanks Martin for making this sooo easy to follow!!

BASKETFULL

I would like to say three cheers to First Direct (never thought I would)

Success Story: Sent off letter requesting £1999.50 charges plus interest £2402.92.
Offered straight away £1695.00.
Thought I'd have a go but not be to greedy and asked them for the £1999.50 without prejudice of course.
Came straight back with the £1999.50 :j

Very happy have now just got to get my ex partners signature as it was an old joint account :rotfl:

Lets hope I have as much luck with the others I have applied for but I doubt that very much.

denny250

Bank: Natwest
Amount Reclaimed: £5000
Amount they paid: £4541
Story
Initial enquiry got a 6yrs of statements
Made a spreadsheet
sent first and second letter for claim of about £4400
started MCOL (by which time the claim had risen to £4965 so including the mcol charge £5085) claim was for which was issued 18t h May 2007
Got offer letter dated 14th may offering £3960 (they had deducted advantage gold charges which i think is ok because we use the advg account) which arrived 21st may
Phoned on 22st may and was told the money would be in bank within 14 days and if i wanted the charges that were made after the original claim included to send details of them with my acceptance letter which i did
31st may money is in our account including the extra charges
:T :T :T :T :T :beer: :j :j :j