Reclaimed Bank Charges SUCCESS stories

Thinkpink_2

Bank: HSBC
Amount Reclaimed:£2173.48 + Interest + £2765.91
1st Offer 19/04/07: £1800.00
2nd Offer 04/05/07: £2173.48
The story:

Letter 1: 01/03/07
Letter 2: 14/03/07
Numerous faxes and telephone calls

Letter from HSBC: 27/03/07 saying lookinginto it
Letter from HSBC: 19/04/07 Offering £1800.00

After numerous phone calls and online messaging got to speak to manager on 04/05/07 and HSBC agreed to repay all my bank charges but not interest

Letter from HSBC: 04/05/07 Offering 2173.48

Thanks for all the support on this site:A :A :beer:

Good luck to everybody still claiming :j

windowess

Bank: Nationwide
Amount Reclaimed: £3295.50 plus intrest & court costs Total: £4343.55
Amount repaid: £4343.55

The Story: Sent two letters to Nationwide aking for refund of the charges, they refused. Registered with the online court system to claim money owing plus intrest. Nationwide said they were going to defend the case and the case was referred to Nottingham County Court. Two days later they deposited the whole amount into my bank account without a word!!:j
Recieved a letter a few days later saying they had refunded the charges but in future would have to comply with the terms & conditions in future.
Thanks for all the help & support:beer:

Mr2_2

I wrote to our bank (First Direct) last week and this morning received a letter offering £984 which is only £105 less than we've paid out in charges!!!! Yayyyyyyyyy.

helpme43

Hi, little bit more success ( but very little):
Bank: GE Money
re Monsoon store card
Amount: £30
wrote 25/4 received reply today, paying in full - as a 'goodwill gesture'. This was only an aside whilst waiting for my other 6 claims at Court and one waiting to go there to come good - so I'm glad I tried.

I have also had £415 back from First Direct - already posted on that one!


Thanks to this site, and also to the CAG site for all your help.

silvercarmel

barcleys
amount claimed £1120
Amout got £980

So pleased , thank you to everyone who helped us, Martin you are a star.
We have put all the money back into the house, we could not have done it otherwise.
I think Martin deserves a medal off the queen :T
Carmel x

sitroenn

Just a quick post to say thanks. We're with First Direct who have always been a very good bank for us but, even so, still made unreasonable charges.

Took your advice, checked charges since we've been with them, sent letter to First Direct last Thursday (3/5) and had answer by Saturday (:T 5/5) saying they'll refund charges ---easiest £760 I've ever earned in three days.

potter_fan

BANK - HALIFAX
AMOUNT RECLAIMED - £2104.81
AMOUNT THEY PAID - £2104.81
THE STORY - I sent all the usual letters, the only communication i received back from them was the standard 8wk complaint letter. I filed with moneyclaim online and it would have been judgement day on 16th may but i received a letter this morning saying they would pay back everything including the interest (which i didn't expect so its a nice bonus) plus the court costs the total length of the claim is 1st letter sent 26th march filed online claim 12th April, Halifax pay up 9th may! I am so happy and am now helping my sister claim against Barclays and my brother in law claim against Natwest keep up the good fight people and spread the news!

starsailor_3

I just got back£810 today from Barclays an offer £200 less than I asked not bad huh!it took 6 wks of letters going back and forth but I am victorious,anyone thinking of taking these fat cats on DO IT PLEASE I am just a mum of 3 and I STOOD UP TO THEM AND WON,yipee off to butlins for half term now!!!:j

markymoomoo

Halifax Bank

Amount Claimed: £1280

Amount recovered: £1200

Basically, i sent for statements mid feb, sent initial letter beginning of March, got the usual 8 weeks, sent another letter saying 14 days, got another letter saying !!!!!! off til 7th May. I decided to wait which perhaps wasnt the best idea but i wasnt to sure about the court process and was happy to wait. Tuesday morning, half the amount appears in my account with no letter or explanation, i call the bank and get an old dragon on the phone, i mean she was a real mean piece of work and then the following conversation took place.

I said i wasnt willing to accept half to which she said charges were lawful and that i agreed, i said that i agreed to let them recoup costs but £39 a pop were not the costs of an automated letter, she said that she didnt want to get into that as its security but they are still a business and have bills and wages etc, i said thats fine but that is not all covered using charges and the law states that they can recoup costs not use it to pay the bills, she said there is no way she is going over a £1000 and i said there is no way i'm accepting less than £1200, she said she cant do that and hypothetically speaking would i be prepared to pay for banking should it become an end to free banking, i said if they had said that from the beginning then yes, she then said ok i will take off £10 for each month that you have been with us for your claim. i argued that i thought we were takling hypothetically and not discussing charging me which they never said was an issue and that i was already willing to drop £80 of my charges to cover any costs, anyway, alot more to and froing similar to the above and she finally agreed to refund me the £1200... i dont mind saying she was a right pushy old cow but i was always very polite and i had read loads on this site so thanks to all those who have offered advice...

beers on me this weekend :T :beer:

money_bags_2

Good News:j ....recieved A Letter From Nationwide, Paid Back All Charges And Costs in to my daughters account (court Date Was Set For 17 June) And They Had To Pay £65 To The Court To Have The Judgment Set Aside ...cost Them More In The End!!!!:rotfl: So Ppl Dont Panic.... Like We Did When The Defend Ect Ect They Pay In The End (THEY DO THIS TO SEE IF YOU LOOSE YOUE NERVE AND QUIT) thank You Martin Brillient Web Site :beer:
PS as long as you have followed Martins advice to the letter you can not go wrong