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Reclaimed Bank Charges SUCCESS stories
Comments
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Hi just got 580 From alliance and leicester after taking them to court. I also had the above letter and then today got letter giving me 30 days notice that they are closing my current account. Martin's advice about opening a parachute account was very true. thanks, tummyroad32 and good luck0
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Bank: Nationwide
Amount Reclaimed: £1,577.75
Amount they paid: £1,577.75
The story:
I went almost aall the way. I'd put the £120 in for the court application and had to have a reply by April 28th. On April 24th they put the full amount into my bank (minus the £479 that I was overdrawn in that account) meaning we are now £1089 in the black.
:beer: :beer:Debt at highest ..............Debt (june 2006).......... Debt now (January 2010).......Debt free date (original) .......Debt free date (revised)
£33,522.91............. £17484.36 ............. £17141.07........................January 2014............... August 20150 -
Bank: Halifax
Amount Claimed: £3555.00
Amount Offered: £3293.00
I started my claim at the end of January this year and I received an offer from Halifax last week of less than half the amount I claimed, one simple 2 minute phonecall today and I was offered £3293.00!! I'm happy to take the small knock on the interest!
I'm thrilled to bits - these bank charges have crippled me over the last few years!!!
Thanks to Martin Lewis (my new hero) and everyone who's posted on the forums for the fantastic advice!!!:T :T
Best of luck to everyone who's claiming!!!!0 -
Bank: Barclaycard
Amount claimed: £380
Amount offered: £170
Taking it as just got the phone bill!! They offered this after the first letter though so good luck everyone else!!
Thanks you Martin, your super fab and groovy and we all love ya xxxSo far:-
HSBC £2515 incl int claimes, settled on £1998:j
Abbey - £2995 claimed, offered £1098, accepted as part payment and proceed to next stage, response not satisfactory so currently with Ombudsman
Cap 1 - settled on charge difference:j
Barclaycard - settled on charge difference:j
MBNA - 1 account settled in full, £993:beer:
- 2nd account settled on difference:T
HSBC Visa - no charges amazingly!!:rotfl:
Household Bank Visa - settled on charge difference:T
ACE catalogue - settled in full after 1 letter!!!:beer:0 -
Bank: Barclays
Amount Requested: 2817
Amount Repaid: 2817
Barclays didn't acknowledge our claim with small claims court so we applied for a judgment by default. This was over a month ago and i have had to do a lot of phoning as it seems Barclays tend to 'lose' a lot of paperwork! Finally got it all back today - they paid most of it on Friday but 'forgot' the court fees. 1 down, 2 to go!0 -
Barclays
Amount claimed £1481.92
Amount Paid £910
Barclays (for my husband)
Amount claimed £1043.31
Amount paid £630
Got offer after second letter. Happy with this as it was money we never expected to get back. Didn't close our accounts either. Finally got statements through for business acoount - claiming for that as well.0 -
Bank: Barclays
Amount Reclaimed: £1185
Amount they paid:£1135
The story: After working out what they owed me I only had to send them one letter asking for the amount and telling them I would go to court if they did not pay. They sent me a couple of letters in between saying they were disapointed to hear my complaint and they were looking into it giving dates they would respond by. Then they just paid out! I had to sign a letter to say I wouldn't take them to court and that was that! I wrote in Feb and had the money by April.
I advise everyone to give it a go! It was easy!
Thanks Martin!!
:money:0 -
Bank: Natwest
Amount: £998 (i didnt include interest)
Claimed: £1008 ( They gave me an extra £10 maybe they were feeling generous lol)
Story: Sent the first letter 2nd week in march and a second letter 14 days later. Heard nothing despte calling most days. Called when they had my claim for 6 weeks and told them i was contacting the financial ombudsman and had a verbal offer on friday and letter on saturday:money: :beer:0 -
Bank: HSBC
Amount Claimed: £1,290 (w/out interest)
Amount Received: £1,150
Waited 7 1/2 weeks, called them a lot to keep reminding them about me and that was it!
Thank you to everyone on the HSBC thread and everyone on the forum and I will keep you all posted on my A&L Claim too!A&L - 1st letter requesting money sent 22/03
- Standard Reply
- 2nd letter requesting money sent
02/04
- Standard Reply
- 23/04/07 MCOL claim started
- 27/04/07 - Offer received & rejected
- 28/04/07 - Letter fromA&L Solicitors stating intention to defend
HSBC - 1st letter requesting money sent 07/03
- Standard Reply
- 2nd letter requesting money sent 21/03
- 01/05 Received Offer for good amount0 -
Bank: NatWest
Amount Reclaimed: £1455.17 plus interest
Amount they paid: £1455.17
The story:
I received my offer from NatWest this morning.
First letter sent on 10th April requesting £1455.17 plus interest.
Received letter from NatWest saying the usual (they were looking into it and would reply within 56 days).
Sent letter on 21st April saying not satisfied with response and would take to court if no reply within 14 days.
It worked, received letter today (dated 26th April), which I am accepting, offering £1455.17 which is the amount less interest.
All my letters were sent via the customer relations email address. customer.relations@natwest.com
Thanks for all the advice from everyone stating that you should stick to those deadlines, don't wait the 56 days. It worked for me, easiest money I've ever made and the whole process didn't even take a month.0
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