Reclaimed Bank Charges SUCCESS stories

babycat

First Direct
Three separate accounts with charges amounting to £5,338.00
Wrote to them using form letter on 10th April requesting refund of charges.
Reply from First Direct today (20th April) offering refund of £4,585.00 which we have accepted.
What a result !

:beer:

HappyDale

Amount claimed £519.70
Amount paid £519.70:j :j

Started on 28/03/07:T

HappyDale

Amount claimed £519.70
Amount paid £519.70:j :j

Started on 28/03/07:T

theoneandonly1982uk

HSBC Bank
Claimed £666
Received £566.10
Sent first letter off, received reply saying they were looking into my case. Got no more response, so sent of second letter threatening them with court. Today was the deadline set and I received an offer of £566.10 in the post this morning, which i have accepted.

ss1973

Bank: MBNA Credit Card
Amount Claimed: £2121
Amount Received: £2224.37

This one took some doing! Sent a letter asking for statements, which they didn't respond to. Phoned them and harrased them and eventually got a list of charges (FOC!).
Sent a letter, received a "No" reply. Sent another letter received an offer of £870. Declined the offer but they sent the cheque anyway. Wrote accepting as a part payment and took them to court for the rest.

Yesterday they filed a defence (didn't even acknowledge first) and this morning I've received a letter and cheque for the outstanding amount, interest and court fees. Result!

Many thanks for everyone's help and re-assurance.

S

bectoria_2

2 in 1 day!

HSBC Bank
Claimed £260
Received £260

Paid out in full on 1st letter!

Marbles Credit Card
Claimed £235
Received £235

Took 3 letters before full amount was offered but still not a bad days work!

illngolly

Thanks to Martin and all posters and board members I am today better off by £365.55 so far.

Studio
Claimed £139.60
Paid £157.55

Sent statement request on 9th March,received statements on 20th.1st letter sent 20th March,replied on 30th offering £31.60 (difference between £12 and charges).2nd letter sent 2nd April,replied 13th offering full amount plus interest of £17.95.Received cheque today.Yippee!

Capital One have so far refunded me with £208.
Am waiting for reply to 2nd letter.

Halifax and Grattan have not even sent statements yet!They have until Monday.Grrr!

aprile_2

bank: First Direct
claimed 740.00 plus interest
first letter offering 640.00
refused 640.00 and send the second letter. After 3 days they reply offering 740.00.accepted/great in within 3 weeks i cleared my overdraft. Thank you to Martin and all the team(by the way the sticker looks great on the car window) Next......Capitalone.

wee_shinnie

BANK: Barclays
CLAIMED: £1800 (inc interest)
PAID £1160

Although this is less, we have decided to accept because at the end of the day we did go overdrawn so we believe they are paying back the unlawful part... It took 3 letters....

Still claiming
BANK: Barclays (2nd account)
CLAIMED: £750
PAID: ?


On the road to financial recovery... got a pay increase which has gone to increasing the amount being paid on my loan to pay me overdraft from UNI, 4 years ago:T

momisa

Bank: Barclaycard
Amount Reclaimed: £40 + £10.12 interest = £50.12
Amount they paid: £40
The story:
Sent letter using template and calculator from MSE Martin.
Received letter and "goodwill gesture ... without admission of liability" to credit me with £40 today.

:T