Reclaimed Bank Charges SUCCESS stories

sammyx

capital one claimed £248 no interest got letter today saying they are right to charge fees blah blah blah?>?have offered me £96 saying thats the difference from £20 to £12 =£8 only paying the £8 difference what do u think???? should i fight on cheers

sandra_uk

I ppened a new account with halifax but did not close my other account so i just put 100 pounds in .Told my work my new bank details Went to the machine in my village to get a balance as my wadges went in on thursday .When i looked my wadges had not gone in and i wrote my hubbie a cheque for 500 pounds ,so it as bounced reseved a letter to day to say they are charging me 39 pounds can they do that.I also phoned my wadges office as it is their falt for not doing my change of bank details they said they must have got lost in the post what as set of a----soles they are so through no falt of mine i have got charged my hubbie as gone mad as we have never been in this position before.He as told me to close the account down any info please sandi

BankPain

Halifax Bank

Amount Claimed £712
Amount Paid £712

Halifax Visa

Amount claimed £680
Amount paid £680

Sent initial letters and received standad "get lost" responses from both declining to refund anything.

Send second letters out asking for interest as well. Received partial offers of roughly half the amounts claimed.

Rejected both offers and threatened legal action to include interest and Court costs.

Have received offers of full settlement.

My advice would be stick to your guns and don't back down. I'm off after Barclaycard now and a few others....

BIG THANKS TO MARTIN AND HIS TEAM as I would not have received this back without this website!! :A :rotfl: :beer:

cloth_ears_2

megscaits wrote: »

Hi,

Could someone please clarify for me if I can make a claim on a co-op visa card. If so do I still use the template letter off this site.

Thanks in advance.

Jo

I'm trying - sent my first letter away a week ago asking for the charges to be refunded but no reply so far - i'll wait and see if I don't hear from them within 14 days I'll go on to do next letter

Hamish26

I've sent my 2nd letter off to HSBC asking for my £3000 back.

I'm just wondering what i should do if it gets to the 'threatening court action' stage? I stay in Scotland but my branch is based in England. How does it work in Scotland if the small claims court only allows you to claim up to £750??

cloth_ears_2

Sent letter off to barclaycard one week ago reclaiming charges. Rec'd reply today stating they are dealing with my complaint as quickly as possible and aim to resolve matters by 10th April. Question is what do I do now? (a)send next letter threatening to go to court when original 14 days are up i.e. in one week OR Wait until 10th April then if I've not heard from send the next letter?

andy_d12003

cloth_ears wrote: »

Sent letter off to barclaycard one week ago reclaiming charges. Rec'd reply today stating they are dealing with my complaint as quickly as possible and aim to resolve matters by 10th April. Question is what do I do now? (a)send next letter threatening to go to court when original 14 days are up i.e. in one week OR Wait until 10th April then if I've not heard from send the next letter?

sounds very similar to my problem just a couple of posts above.

Rachyb_3

Hi

Today recd chq from Lloyds TSB for full amount claimed of 1170.56 (inc of interest and court fee)

Took me since Nov and they dragged everything out but got there finally!!!

YAYYY!!!

bubblesbabe65

I sent my letter to Royal Bank of Scotland on Monday 19th february - I received a reply on Friday 2nd March offering to pay the amount in full - £614.96. The funds were in my account the following Thursday!! Hows that for promptness. Thanks RBS I'm really impressed!!: beer:

consnmattsmom

I apologise if this question has already been answered but I am confused y the charges on statements and what I can claim back.

I have monthly od charges of £10 and £25 so not sure if I can claim this and unauthorised daily od charges of £3.50 per day.

Can anyone tell me if I can claim these?