Reclaimed Bank Charges SUCCESS stories

fizzyhelen

I did this on behalf of my boyfriend:

BANK - Lloyds TSB

AMOUNT CLAIMED - £1500 approx

STORY - They settled in full (including Court costs and 8% interest) 3 weeks before we were due in Court. It took around 7 months.

Paulxo

Nationwide Building Society
Amount Claimed £948.62
Amount Paid £948.62

Gave me initial refusal and the moment I went to Money Claim they sent me a letter with cheque, that of course, doesn't admit liability.

Going to do the same with NatWest now, but does anyone know the address to send it to??? Can't seem to find it, thanks.

Thanks Martin and ConsumerActionGroup site. Fantastic.

tomsolomon

My appologies this post was placed in some1 elses thread due to an internet link. I shall rewrite on my own thread.

newcook

minsters wrote:

First Direct
Claim: 2 years worth totalling 1982.50
Sent letter 1. No response. Sent letter 2 and received a snotty letter back but for 'commercial reasons alone' offered me 1300. Took advice here and urged on so 'respectfully declined' and sent again the 2nd letter this time to the big cheese in customer relations. Letter offering FULL refund 4 days later.
Money in my account last wed. !
Wahey - moved to All & Leic but tempted now reclaim the other 4 years and already starting to tackle Barclays on behalf of my better half.

Go guys - I was sceptical, but IT WORKS THANK YOU MARTIN LEWIS - IF I WASn'T TAKEn, I'D MARRY YOU!!!!!!!

I am going to be going after 1st direct soon - whats the name of the head honcho in services and i will direct all my letters to him!!!!

BLONDEBABE_3

Lloyds TSb
Claiming £4600

I have just had my first letter from Lloyds tsb telling me to contact the Financial Obudsman and they will not be refunding any money and they are sorry Iam not happy but reading about your encounter has spurred me onto a second letter threatening court action with 28 days for them to reply back to me. I have had enough of large institutions thinking that they can rip me off. My only problem is that Iam in Scotland and cannot lodged my claim online with the courts, can I go to my local court and fill in a form there?

165721

BLONDEBABE wrote:

Lloyds TSb
Claiming £4600

I have just had my first letter from Lloyds tsb telling me to contact the Financial Obudsman and they will not be refunding any money and they are sorry Iam not happy but reading about your encounter has spurred me onto a second letter threatening court action with 28 days for them to reply back to me. I have had enough of large institutions thinking that they can rip me off. My only problem is that Iam in Scotland and cannot lodged my claim online with the courts, can I go to my local court and fill in a form there?

The letter before action usually gives them 14 days to reply...

whoareya

BLONDEBABE wrote:

Lloyds TSb
Claiming £4600

I have just had my first letter from Lloyds tsb telling me to contact the Financial Obudsman and they will not be refunding any money and they are sorry Iam not happy but reading about your encounter has spurred me onto a second letter threatening court action with 28 days for them to reply back to me. I have had enough of large institutions thinking that they can rip me off. My only problem is that Iam in Scotland and cannot lodged my claim online with the courts, can I go to my local court and fill in a form there?

From reading many posts and from own experience Lloyds are the worst, it will go all the way to filing a claim.
Check out the CAG forums, theres plenty of links for it, there's a whole section about Scots

Edinburghlass_2

You really do need to go to CAG forums and read, read and read again as there are limits on claiming in Scotland of £1500 or you can make three/four smaller claims via the Sheriff Court.

I have only skim read it so best you go through all the threads there relating to Scottish Procedures.

leealliston

Just recieved £4460 plus £120 from the Nationwide, thanks Martin, clever boy

signedupwithemail

leealliston wrote:

Just recieved £4460 plus £120 from the Nationwide, thanks Martin, clever boy

did that include interest at 8%