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Reclaimed Bank Charges SUCCESS stories

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  • Hi,

    Barlclays Claimed: £385.00
    Barclays Offered: £150.00

    Phoned to ask for higher offer today. No such luck they said i can take it all the way? Could you please advise me on next step? Court Letter, how much it is etc

    Thanks

    Chris
  • 165721
    165721 Posts: 170 Forumite
    See post 350 above. Repost your question there and we will see what we can do!!
    Littlewoods catalogue - won back charges of £300 by default.

    All opinion/help/interpretation is given totally impartially and is not intended to be taken as financial advice in any way, all final decisions must be your own. Good luck!:beer:
  • Freefall
    Freefall Posts: 431 Forumite
    Part of the Furniture Combo Breaker
    Lloyds Tsb.
    Claim £900.00
    Paid £900.00
    20th october.

    Started in may with help from Penalty charges and a personal push from Martin, it took for the balifs to be called in before they paid up. I AM now after Abbey who have made a defence and have a further 28 days I think, I am also after Capitol One who have made a partial offer.

    Chrissy

    I read Martin's blog.

    If their unlawfully chargin your account has resulted in you requiring to take out loans, an pushed you further into debt, I would of claimed the interest as a foreseeable loss due to the Banks unlawful actings.
  • A couple of months ago, i started a claim against abbey for the sum of £3,208.28 in chages and interest charged over the past 6 years. This high amount was a culmination of being low paid, and trying to make ends meet living day to day. The lowest point was when i ammounted a total of £380 of charges in 1 month. This was caused by the previous months charges being put on the account and taking me overdrawn again. Instead of the bank realising that i was in financial trouble, they just carried on charging me every month. After seeing that the charges were in effect illegal, i decided to try and claim the charges back. I wrote off to abbey with all the evidence ready with my first letter. Within 2 weeks then immediatly paid me back £335 into my account without even notiying me. It almost seemed that they were admitting some amount of fault by paying so promptly...
    But following the rules outlined in this website i rejected the settlement, and are now taking them to court for the full ammount plus interest.

    Wish me luck.

    Matt from Hove
  • 165721
    165721 Posts: 170 Forumite
    Good luck!
    Littlewoods catalogue - won back charges of £300 by default.

    All opinion/help/interpretation is given totally impartially and is not intended to be taken as financial advice in any way, all final decisions must be your own. Good luck!:beer:
  • i am taking the halifax bank to court got a reply from them this morning,
    the defendent is indicateing an intention to defend all of the claim.
    this is from there solicitors hope you do a bit better
  • Bank: Nastywest
    Claim £4995.00 with interest and court fees £6100.00

    :beer:
    I started this claim in August and natwest via Ronni Corbetts settled on 19th October. I was hoping to be put on the small claims track but the judge put it on the fast track which i was worried about at the time as it means reams and reams of documents to be submitted to the court but it allso meant disclosure, Natwest had no intentions of disclosing how there charges are made up so they settled, I am now going after them for a further £1200, allso i have sent lba for natwest mastercard for £360, they have to day credited £120 into my mastercard account but i will persue for the rest.

    I would not have been able to claim all this without the excellent cag site.

    Other claims i have now started are with halifax, rbos, GE, and my early redemption fee for when i changed my mortgage ( only found out you could reclaim that through the cag site)
    :T :
  • Bank: First Direct
    Amount Reclaimed: £2064
    Amount they paid: £2064
    The story: Got as far as claiming through MoneyClaim. Rejected offer to pay half. 3 days later got offer of full amount. Money paid into my account within 2 days of acceptance.
    THANKS MARTIN. THE MONEY THEY "SAVED" FOR ME BOUGHT US A NEW BATHROOM! THANKS XXX :T
  • t8769
    t8769 Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi

    Where can I get the form letter to send to the bank?

    I've searched the newsgroup recomended here but can't find it.

    Thanks
  • t8769
    t8769 Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I'm talking about the 1st letter that will be sent out. I know he mentions a library but I've searched the newsgroup but can't find this.

    thanks
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