Reclaimed Bank Charges SUCCESS stories

Edinburghlass_2

Some people are reporting having the £10 charge cheque returned to them

Richiefitz3007

i mentioned that to Lloyds but its their policy to charge, just like its their policy to charge the earth in bank fees!:mad: :mad: :mad: :mad:

165721

Ah well Littlewoods took the £10 off me, but it came back in the end. £10 well spent I say!

Richiefitz3007

I've just roughly worked out how much Lloyds have had off me since 01/07/2002(online statements only go back that far) £2209!:mad:!
I'm livid, and i've still got 2000 and 2001 to take on board + 8% in interest now i've asked for charge info!!!

Can't wait to see what Halifax and Barclaycard have charged me!!!!

I also noticed that Lloyds have been increasing their charges over the past 2-3 years up too the present!!

165721

Richiefitz3007 wrote:

I've just roughly worked out how much Lloyds have had off me since 01/07/2002(online statements only go back that far) £2209!:mad:!
I'm livid, and i've still got 2000 and 2001 to take on board + 8% in interest now i've asked for charge info!!!

Can't wait to see what Halifax and Barclaycard have charged me!!!!

I also noticed that Lloyds have been increasing their charges over the past 2-3 years up too the present!!

Remember that you wont get the interest unless it goes to the moneyclaim stage. If it does, it is the best savings account you could have!

Richiefitz3007

I was under the impression that you can claim interest from the point you ask to see the charges in full? Does not really matter, i just want my money back. I'm not really bothered about £100 in interest when they owe me a few thousand

165721

Richiefitz3007 wrote:

I was under the impression that you can claim interest from the point you ask to see the charges in full? Does not really matter, i just want my money back. I'm not really bothered about £100 in interest when they owe me a few thousand

You only add the 8% interest when you make the claim. You can claim interest that they have taken off you for being overdrawn with the charged amounts (if you can work it out) at this point. On the LBA you state that IF they do not comply fully then you will start court proceedings for the charges, plus interest at 8%. The interest is charged from the day they took the money, so up to 6 years. Interest over six years from the amount of money you are looking at would be several hundred pounds. As a slightly pointless but hopefully illustrative example, if you were charged £30 every month since October 2000, you would have paid £2190 in charges and the interest on that would be £531.72. Its a nice bonus should it get that far!

Lovingitifitsabargain

I get all excited wanting to read success stories and it's just not happening - come on guys success stories only here as Martin states on the first page


This thread is especially to report your successes taking on the banks to reclaim unfair charges.

Questions go in the Claim Back Bank Charges first one in the list under this forum:rolleyes:

165721

For advice/questions go to...

http://forums.moneysavingexpert.com/showthread.html?t=158155

shino74

HSBC - Amount Claimed - £1900.50

Well my first letter went off on 6th October 2006, two weeks later and no reply off has gone my letter before action! What a great christmas this is going to be!
Ill keep you updated as to any response.

Steve