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Reclaimed Bank Charges SUCCESS stories

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Comments

  • Rolling total now

    £605,502.42
  • Ooops sorry forgot to add my total!!

    HSBC claimed £4130.46
    HSBC pays £4130.46




    Rolling Total £609,632.88
  • Bank: HSBC
    Amount Reclaimed : £1119
    Total Paid: £1029


    Well after four weeks of going through the processes on this site HSBC have offered me £1029 which I am accepting. It did take two letters and the money reclaim website but I am really pleased with the result.

    What makes it all the more sweeter is that I moved from HSBC last June and have not had a single charge in my Bank usage since.

    Thankyou to all on this site and Martin:money: you made the difference between thinking about it and knowing it was possible and going through with it.

    I am telling everyone I know about this, how to do it and the website.


    Rolling total now

    £610,661.88
  • :j

    Bank: First Direct/HSBC
    Reclaim amount: £145
    Paid: £145


    ok... perhaps a small victory compared to other totals, but oh boy, I needed every penny of it!
    I sent the initial letter/total claim amt. then had the "oh dear, we will look into it" letter. Before I had chance to do the MCOL thing, a 2nd letter arrived offering me a goodwill settlement in full. They can call it what they like!
    I was DELIGHTED to have it sorted so quickly!:p

    I am also currently in the process of claiming back approx. £1400 from Barclays...
    Cheeky b*ggers have offered me £575 goodwill (yeah right!) & I phoned them to give them a last chance before I do MCOL... they wouldn't budge so off we go to court!
    Keep your fingers crossed for me & I will add my new figure as soon as I get it!:T
    :p:p:pBargain Babe-a-Licious! :p:p:p
  • Hello, I use to have a MORETHAN credit card and incurred a lot of charges, MORETHAN no longer have a credit card service and my account was closed several years ago. Lloyds deal with old MORTHAN credit card accounts yet they can’t find any details relating to me. Is there anything I can do?? Many thanks.
  • Matt11 wrote:
    Hello, I use to have a MORETHAN credit card and incurred a lot of charges, MORETHAN no longer have a credit card service and my account was closed several years ago. Lloyds deal with old MORTHAN credit card accounts yet they can’t find any details relating to me. Is there anything I can do?? Many thanks.

    Do you have any old statements? Can you prove you had the card?
    the way forward is the consumer action group .co.uk
  • I have written to my bank asking for my statements, they are certainley taking their time. Ihave also written to Goldfish, my credit card issuer, but I don't know what charges I can claim back? I'm not sure if I've ever gone over the limit for the card, but I have been charged more than once for late payments on the card. Can I claim these back?

    Any feedback would be a great help before I pay £10 for the back statements.
  • Bailey123 wrote:
    I have written to my bank asking for my statements, they are certainley taking their time. Ihave also written to Goldfish, my credit card issuer, but I don't know what charges I can claim back? I'm not sure if I've ever gone over the limit for the card, but I have been charged more than once for late payments on the card. Can I claim these back?

    Any feedback would be a great help before I pay £10 for the back statements.


    Yes you can reclaim these charges.
    the way forward is the consumer action group .co.uk
  • MATH
    MATH Posts: 2,941 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bank: Natwest
    Claim: £420
    Offered £420

    The whole process only took three weeks from me first requesting six years of statements to the claim being settled in full and being deposited into my account.

    Many thanks Martin
    Life's a beach! Take your shoes off and feel the sand between your toes.
  • Vickicb
    Vickicb Posts: 261 Forumite
    Claimed: £4764.70
    Offered: £4764.70

    Two lower offers rejected, sent second LBA giving an additional 7 days before MCOL and got offered full amount.
    Addicted to Facebook :D
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