Reclaimed Bank Charges SUCCESS stories

KASDRIVER

sent letter friday requesting charges totalling 122.50
recieved offer today of 65.00 as a gesture of goodwill - have accepted the offer.
thanks to martin and evryone on site.
rolling total
527,401.33

rushey_2

Hi,

How do i stand with claiming back 119 x £10 charges on my account from Lloyds TSB, or is £10 charges acceptable???

Many thanks
Rushy

dontgetmadgeteven_2

Latest score: Dontgetmad 85%, Banks Disunited 15%.

With final claim headed for judgement tomorrow current total score is £5,075 mainly against Natwest. Excluding £1,495 previously posted from several small claims now have another £3,580 more.

Rolling total £530,981 in just 22 days on MSE.

Well done everyone and keep it going!

Last push now for the last £1,604 that will make it DMG 112% Banks -12%.

nicthespiv

Bank: Halifax
Amount claimed: £1098 inc interest
Amount Received £ 1098 + £180 court fee

The Story
I followed the guidelines to the letter, beginning on the 23rd December by requesting my statements. After I made my request for he money back I recieved a polite acknowledgement and a refusal from Halifax. I pressed on and used money claim online, cocked it up in my haste and issued a claim against myself! This caused a few days delay as I had to resubmit the claim and cancel the first one.

I received a letter from the halifax offering me £380 but I had already started court proceedings so I rang them to tell them 'thanks but No Thanks'.

They paid the money into my account on the 13th day after the claim was served, one day before they needed to file an acknowledgement. I received a letter about a week later to confirm the payment.

Start to finish the whole thing took less than 2 months. It was hassle free and I'd recommend it to anyone.

Thanks to Martin, all the other money savers who inspired me to do it and a big thankyou to 'Howard' at Halifax, he really did give me Xtra!


Nic the Spiv

meoldmucker

HSBC sent reply to first letter say they would look into it, then 3 weeks later offered my 615 of the 715 claimed which i accepted, lloyds have written back saying that they will not offered compo as their charges are fair and justified, have just sent second template letter...........

prescl10

Bank: First Direct
Amount Reclaimed: £185, plus interest
Amount they paid:£185
The story: One letter requesting statements, one letter requesting repayment of charges - swift success. £185 for about 30mins work. Sweet!

Running Total £533,657.83 - keep it going!!

worthy1973

Good old internet banking!!! I can go back to June 2002 to view my charges.
This has saved the 40 day wait to get my charges back from the bank(and £10).

I have printed off the second letter and put the bank charges into a spreadsheet, ready to send recorded delivery tomorrow.

I have two bank accounts. On the first account i am claiming £2,394 and my second account i am claiming for £1910. I will send each claim separately though.

Hope they do not alter my special repayment plan i have with them for my personal loan(a missold loan)(I have not defaulted with payments since the new agreed monthly fee 2 years ago).

Here's hoping!!!!

Paul

BOAB_2

im a 29 year old guy who has over 4000 pounds worth of bank charges i live in the west of scotland can i clain it all back?

BOAB_2

Edinburghlass wrote:

You need to ask the bank which are business accounts only charges and remove them, such as annual service fees, pay-in fees.

The list given is for personal accounts only.

lass how much can you claim back? and how risky is it? got around 4 thousand pounds worth 3 accounts

BOAB_2

:rotfl:

worthy1973 wrote:

Good old internet banking!!! I can go back to June 2002 to view my charges.
This has saved the 40 day wait to get my charges back from the bank(and £10).

I have printed off the second letter and put the bank charges into a spreadsheet, ready to send recorded delivery tomorrow.

I have two bank accounts. On the first account i am claiming £2,394 and my second account i am claiming for £1910. I will send each claim separately though.

Hope they do not alter my special repayment plan i have with them for my personal loan(a missold loan)(I have not defaulted with payments since the new agreed monthly fee 2 years ago).

Here's hoping!!!!

Paul

PAUL