Reclaimed Bank Charges SUCCESS stories

Mama_2

Hi,
Egg took 26 days to respond to my request for charge information and they've requested I.D, they say that the 40 days will start from receipt of that I.D. Can they do this?

Thanx Mama.

Hb2007

Is it possible to this from ireland also?

TheHacker

Bank: Barclays Bank PLC
Amount Reclaimed: £220
Amount they paid: £150

The story:
Threatented to sue using Martins standard letter, took only 2 weeks before I got offered £150 today, which I have accepted :j .

Next bank in my sights; MBNA who owe £485. Expecting offer by tomorrow - will keep y'all posted. :T
Go for it everyone - It works!!!

nickmack

Mama wrote:

Egg took 26 days to respond to my request for charge information and they've requested I.D, they say that the 40 days will start from receipt of that I.D. Can they do this?

They are allowed to request information to prove the request is from an authorised party. What information did you originally provide?

dave_badger

13 days now since I sent off my letter detailing charges (sent registered post which arrived on the 8th Feb) and still not even any acknowledgement from them! roll on Friday and my LBA gets sent, then only 1 more week until I can start with the court proceedings! them being so lame has just added to my determination to get the money back. I would be quite pleased if it got to the stage where I had to get the bailiffs on them!

aliarmst

I'm a little confused as to what I am entitled to claim in the way of charges from my bank. I have trawled through the statements for the last few years and the charges that have been applied are a Monthly fixed service charge that was initially £5 p/mnth which increased to £7 p/mnth, (which I believe is for having an overdraft arrangement) overdraft interest, and charges for the odd unpaid standing order. Can anyone enlighten me please as to what it is I am entitled to claim back? I would be most grateful to you for your help....Thank You.

MSE_Jenny wrote:

This thread is specifically to discuss the content of the new updated article

How to Reclaim Unfair Bank Charges
(this discussion replaces the discussion from the prior article)

To discuss or ask a question about this article: click reply

Please note if you want to discuss 'the rights and wrongs of reclaiming charges' this isn't the place - this is a practical thread instead do it here

pigsmightfly

aliarmst wrote:

I'm a little confused as to what I am entitled to claim in the way of charges from my bank. I have trawled through the statements for the last few years and the charges that have been applied are a Monthly fixed service charge that was initially £5 p/mnth which increased to £7 p/mnth, (which I believe is for having an overdraft arrangement) overdraft interest, and charges for the odd unpaid standing order. Can anyone enlighten me please as to what it is I am entitled to claim back? I would be most grateful to you for your help....Thank You.

The following is a list of Bank charges that we can and cannot claim for. Different banks may have different names for the same type of charge, if you are unsure about a charge phone your bank and ASK.

CAN BE CLAIMED

Account misuse fee
Cheque return fee
Card misuse fee
Unarranged borrowing fee
Unauthorised overdraft fee
Unpaid DD fee
Unpaid cheque fee
Unpaid standing order fee
Late payment fee (credit cards, store cards, catalogues etc)
Exceeding Authorised Overdraft Limit
Exceeding Unauthorised Overdraft Limit
Direct Debit/Standing Order/Cheque returned fee
Irregular fee
Paid refferal fee
Total charges (HSBC personal accounts only, not business accounts)

CANNOT BE CLAIMED

Cash Machine Withdrawl Fees
Account Service Charges
Service Fee / Annual Fee
Charges related to foreign currency transactions and conversions.
Monthly account fees on certain type of accounts.
Normal overdraft interest charges

ianian99

my brother in law satrted his claim back about six months ago and got to the stage of refusing and offer of a third of the amount and told them he was taking it to court if they did not pay in full whicjh there reply was basically "take us to court"
Anyway for 1 reason and another he never got to the court stage.
He was round this morning asking if he could still take it to court or would he need to start it all over again.
Any advise would be gratefully appreciated.

pigsmightfly

Rolling Total £510,569.48.....keep it going :T

Never_Again_4

Can anyone help? I would like to claim back around £1600 of unfair charges from HSBC. I no longer have my current account with them but do have a managed loan of around £15,000. Will they try to claim this money back from me if I proceed?