Reclaimed Bank Charges SUCCESS stories

paul1e

MRBUNGLE wrote:

Thanks Rex, But the Only registered address for Tesco Personal Finance is in Edinburgh and as they have no branches as they are a collaboration between Royal Bank of Scotland and Tesco. And MCOL states that the address must be in England and will not accept a Scottish address.

So do I have to use the Scottish claims court, and can I do this as I reside in Brighton.

Thanks in advance for any help

Justin

Hi Justin,

Starting my action against tesco personal finance as well in a earlier reply on this thread the address was quoted as TESCO PERSONAL FINANCE, CUSTOMER CARE TEAM P.O BOX 5747 SOUTHEND-ON-SEA, SS1 9AJ..


HI AGAIN SORRY JUST READ THE POST WHERE EDINBURGHLASS GAVE THE SAME INFO SORRY TO REPEAT IT...

Mrgoodefella

Bank: First Direct
Amount claimed £2,538.
Paid: £2,330.

Many thanks Martin & team for the info, a very good return for few hours work and a few weeks wait.

1st letter received the usual reply, 2nd letter was then sent out 31st Jan giving/threatening notice of Court action. Received reply on 9th Feb stating no admission of liability etc and an offer of £2,330, accepted and monies was paid out less than 1 week later.

All completed in just Less than 1 month. No more sitting on the fence, start writing TODAY.

Rolling Total £450,121.49 - keep it going!

nicky1312

just an update i was due to start court proceedings last tuesday 13th feb,as i gave the bank extra days i have just phoned them and they said i have to be patient and wait i asked what time are they talking and they said up to the 16th of march now can any one help please.the bank is the bank of scotland

pigsmightfly

nicky1312 wrote:

just an update i was due to start court proceedings last tuesday 13th feb,as i gave the bank extra days i have just phoned them and they said i have to be patient and wait i asked what time are they talking and they said up to the 16th of march now can any one help please.the bank is the bank of scotland

Stick to your timescales not theirs - after all its you that is in the right not them

nicky1312

can anyone advise me please in scotland u can only claim up to 5 years and up £750.mines is over that amount so if i have to do it in 2 claims can i then claim for 6 years if i do 3 years and 3years cause its like 2 seperate claims

p.kane1981

Bank: Halifax
Amount Reclaimed: £714.00
Amount they paid: £681.00
The story: I sent my first letter which I never got a reply, second letter sent 14 days later to which I received a letter saying they would pay me a £477.00, I rung the bank and said no so they offered £681.00 and I excepted. The money went in to my account five days later. Now look out Abbey and Royal bank of Scotland. Thank you so much martin and all your team. :j :j :j :j

Rolling Total £450,802.49 - keep it going!

jo_sav

My other half is doing this at the moment and i plan to do my oen soon.

His bank, NATWEST, have issued a defence to this claim and we have had forms from the court to fill in.

Just one question - under what section of what statute are these charges been claimed? Thats one thing the bank have asked us.

If anyone can enlighten me that would be great. thanks

Edinburghlass_2

dips1105 wrote:

Bump Bump !!

You need to find out for sure from Nationwide that the money is a refund then you need to let the court know that you have had both these refunds and what total you are now claiming for.

Edinburghlass_2

nicky1312 wrote:

can anyone advise me please in scotland u can only claim up to 5 years and up £750.mines is over that amount so if i have to do it in 2 claims can i then claim for 6 years if i do 3 years and 3years cause its like 2 seperate claims

Have a read of this thread and look at the links in it. Yes you can split the claims but you still can't go back further than 5 years.

http://forums.moneysavingexpert.com/showthread.html?t=308885

Edinburghlass_2

jo_sav wrote:

My other half is doing this at the moment and i plan to do my oen soon.

His bank, NATWEST, have issued a defence to this claim and we have had forms from the court to fill in.

Just one question - under what section of what statute are these charges been claimed? Thats one thing the bank have asked us.

If anyone can enlighten me that would be great. thanks

You'll find the guide to the AQ in this thread..

http://forums.moneysavingexpert.com/showthread.html?t=304064