Car Written Off with 3 1/2 Years Finance

misssarahleigh

The reason i am being light hearted is because i don't think anyone comes on here to council me regarding my ex and what a plonker he is. The comments in the thread show that a number of people disagree with my helping him.

As for repaying the debt. We have spoken ever night about his finances in relation to the car and the other debts he has not related. Yes, i'm am trying to reduce his debt, because i don't think paying more money will impact him any more than what he has experience so far and what he has to yet go threw. He has no car, he will be paying for some if not all (GAP is void), he's in physical pain, he will be banned, have a criminal record, people know and dissaprove suffering countless lectures of people calling him a plonker. (which i agree he deserves it all for what he has done)

If this doesn't make him see sense (which i feel it has) i don't think paying more money will. The lesson has been learned regardless. Had you seen his face when he saw his car and the damage i have never seen him look both mortified and frightened at the same time. It's easy to comment on a person you do not know, i have myself. But knowing this person, i personally feel he warrents my help and that is what i shall give.

Morally yes, i think paying for the car would serve him right, however i am lookng at this from the point of view that if he doesn't have to legally why should he. Other people will claim in better and worse situations. If he is legally intitled to his money from the insurance than he should have it, dispite what anybody may feel in a personal sense.

dacouch

Did you ring KGM about the claim today and if so what did they say?

kai666

misssarahleigh wrote: »

Morally yes, i think paying for the car would serve him right, however i am lookng at this from the point of view that if he doesn't have to legally why should he.

misssarahleigh wrote: »

The reason i'm sorting it out is because i generally do, and thats not just for him thats for everyone lol Bills, refunds etc you name it. Anything that needs a bit of work normally gets thrown my way.

Thats a load of crock. He should be taking responsibility for his own stupidity. Not you. If he wants to avoid paying for anything, then fine, leave him to deal with things, but you helping is condoning his actions

misssarahleigh

If thats your opinion your perfectally welcome to express it.

The claim has not been made yet. He is ringing at the weekend.

motorguy

misssarahleigh wrote: »

If thats your opinion your perfectally welcome to express it.

The claim has not been made yet. He is ringing at the weekend.

Is there any chance your ex is deliberately keeping you 'involved' in this and that maybe you feel part responsible for dumping him?

Its all very well 'helping out' here, but this could drag on for months / years and that could prevent you from moving on.

Personally, i wouldnt want to get involved with someone who was so entangled with their ex.

misssarahleigh

I see how it can look from the outside. My current partner (of over 2 years) understands that i am good friend with my ex and they get along just fine. Although we did not work as a couple we do work well as friends so i see no need ignore that in order to convert with the norm of being arch enemies with ones ex (this may not be what your saying, but it's the general opinion of people who, like yourself find that were still friend).

There was no ugly break up, we simply drifted in different directions and although were close it's in more of a brother/sister sort of way.

tbh, i hope i don't get rid of him because i know that should i need his help, like he needs mine he would do just as much for me.

And i do feel slightly responsible as he tends to spend money when he's unhappy and i did cause a good bit of that. but at the end of the day he's a big boy who got himself into debt, but hopefully will not stick his heaad back in the sand now it's eventually out.

dunclane

Anihilator wrote: »

Lol??

I don't think your or your Ex are taking this anywhere near as seriously as you should be.

eh? Why should the OP have to take it any more seriously?? Extremely stupid thing to do agreed but no-one was injured.

Ex boyfriend will get punishment enough.

What would you have them do?

SPANIEL36

whats the update on the situation?

misssarahleigh

He rang and made the claim. They never mentioned a word about whether he was DUI. They collected the car late last week, and as yet we have not heard anything.

Although, the car insurance kindly offered his friend the chance to make a claim, which (after checking with the ex who said it was ok) he has now done.

On a legal opinion - get what you entitled to
on a personal note - how do you get compo for being thick enough to get in the car with a drink driver lol

I know the ex is just as bad but this 'friend' has done nothing but sponge off him for years and now he's getting a payout. The silly thing should have stood in front of the car till my ex got out and stopped being a plonker. (it's not visable i'm not a massive fan of this 'friend':beer:)

Shall let you know when i hear anything more

drew2k9

from the look of the pics hes lucky the pedals didnt come through and take out the bottom half of his legs!! could have been in a wheelchair for life if he had been unlucky.

the insurance company will try to not pay out, and if they think they can get away with telling people they are right, and people assume that is the case, then they will get away with it. try to get everything you are entitled to, but i think they are within their rights to cancell the policy due to that kind of at fault accident caused by drink driving.

also is he not loosing his licence anyway?? so why would you need to get the policy reinstated? no car, no licence no need for a policy!