Report Bank Charges successes and failures

Wywth

money_saver84 wrote: »

Well when I chased up the progress on on the letter they hadn't received it. Is it worth sending another letter. I did send the last letter to their london offices.

The charges are £1100 and I could really do anything near that figure.

Thank you for your help guys.

Why are you asking for what charges have been applied if you already know what they are? :huh:

On what basis are you hoping to ask for a refund of charges? :huh:

pantherchick

Harry_Bear wrote: »

What address do i write to for the TSB to reclaim my bank charges. Is it just my local bank?

Thanks

Hi i wrote to my Banks own address and they forwarded on to right department. although they have declined me twice, yet i think they owe me thousands. Tsb dont seem to want to help. let me know if you get a positive result x

Wywth

pantherchick wrote: »

Hi i wrote to my Banks own address and they forwarded on to right department. although they have declined me twice, yet i think they owe me thousands. Tsb dont seem to want to help. let me know if you get a positive result x

All claims based on the financial hardship criteria are handled on an individual basis, so you can't really draw any conclusions on how someone else's claim is handled.

tucker2904

Ulster Bank /RBS
Credit card PPI reclaim
hoping that some one on here may offer me some help in persusing my ppi reclaim,
got in touch with rbs and answered questions over the phone,
in brief they replied by letter stating at the time of taking out application i opted into ppi,
i cant remember at the time i filled out app form but do know that i called into local branch to confirm form correctly filled out,
would i be right in assuming thats my claim dead in the water, my card was taken out march 2002

money_saver84

Wywth wrote: »

Why are you asking for what charges have been applied if you already know what they are? :huh:

On what basis are you hoping to ask for a refund of charges? :huh:

I am claiming on financial hardship.

I've found it very difficult to speak to someone at Santander. Does anyone know the number of the relevant department that deals with bank chargers or could help at least. Thanks

Wywth

money_saver84 wrote: »

I am claiming on financial hardship...

You can't for the reason the bank gave when you called them previously.;)

Nicole10

I filled out a back charge form recently requesting £3000 from Santander. They rung me today pretty much saying bank charges are a thing of the past and there was some court case in 2009 where everything changed. He told me bank charges were there for a reason and there was nothing he could do... do i have a leg to stand on, or is he right enough? What can i do? I dont know enough info about the whole thing to try and fight my corner?

patchpatch

two weeks ago i wrote to first direct about the hge bank charges i had with them a while ago before the closed down my account without any warning.we were really in deep financial trouble as my husband was self employed and the buisness wasn,t doing too good i had to give up work due to ms.we,re still struggling now my husband has had to become my carer we could do with some of the charges back.first direct rang me on monday but they said they couldn,t speak to me as they couldn,t guarantee i was who i said i was.they wanted me to open an account with them so they could talk to me.said i didn,t want an account so i suggested they write to me.over a week as gone and still no letter.any advice on what to do next

angelin

I got £400 back from Llyods TSB which has halved my overdraft. I claimed for £950 and posted the letter only last Thursday. I'm happy.

blonden

NatWest Bank
Amount Reclaimed:Approx £4000
Amount they paid: zero.
Unfortunately its too long a story to relate here, but briefly, I went into Debt Management (I was told it was an IVA, but that's another story!) NatWest were informed at the same time as my other creditors. All except NatWest froze interest charges.
I started out owing about £5000, but ended up owing more than £9000 before they eventually froze the charges.
I've been through the whole route of writing to NatWest and asked them to reduce the debt to £5500, and I even proved hardship, but they only offered £600 as a no admission part-payment, which I stupidly refused, wanting total payment and expecting the High Court to find in the customers' favour. No luck.
So I seem to be stuck with a debt of £9000. And apparently nowhere to turn. I wouldn't even mind if it were the original sum, but £9000 seems insurmountable. I haven't contacted them since the high Court ruling so the debt just sits there.
Very depressing.