G24 Ltd using debt recovery agency

pgl0897

trisontana wrote: »

It might be worth writing to that store telling them they have lost your patronage until they get rid of the parking company.

Thanks for reading and for the advice. I have considered this and may well do so - copies to branch manager and head office I reckon. To be honest they don't get very much of my patronage anyway, but I'm surprised they get any business at all considering how much they "charge" for parking.

SodG24

pgl0897 wrote: »

Thanks for reading and for the advice. I have considered this and may well do so - copies to branch manager and head office I reckon. To be honest they don't get very much of my patronage anyway, but I'm surprised they get any business at all considering how much they "charge" for parking.

Make sure you email my mate Terry ( on the assumption is was Homebase or Argos ) !

[EMAIL="terry.duddy@homeretailgroup.com"]terry.duddy@homeretailgroup.com[/EMAIL]

EpsomOldie

Hi pgl0897

Re your enquiry about where I'm at with the lovely, lovely G24 lot, I received my second letter from them a week or so ago. Have carefully filed it under J for junk :-).

EpsomOldie

hippyadam

Coupon-mad wrote: »

I believe the debt collector cannot take it to Court if you state the debt is DENIED. I think they can only pass the file back to the originating company, who will have no case against you as the registered keeper.

That is quite simply wrong. A DCA can pursue any debt through the courts irrespective of if you deny the claim or not.

Chances are for private parking they will not pursue it, but they have a legal right to commence legal proceedings on behalf of their client if the client authorises it.

esmerobbo

hippyadam wrote: »

That is quite simply wrong. A DCA can pursue any debt through the courts irrespective of if you deny the claim or not.

Chances are for private parking they will not pursue it, but they have a legal right to commence legal proceedings on behalf of their client if the client authorises it.

Only if they owned the debt! ie: bought it from the original creditor, seeing no debt actually existed then they could not buy it!

hippyadam

esmerobbo wrote: »

Only if they owned the debt! ie: bought it from the original creditor, seeing no debt actually existed then they could not buy it!

Again that is wrong. You do not need to own a debt to begin legal proceedings. All you need is the authorisation from your client to issue proceedings.

A lot of these DCA's will not own the debt but the will charge to collect it, including by issuing legal proceedings.

Coupon-mad

Thing is, if you are getting nuisance phone calls from a debt collector then you can get them to stop. You do not have to put up with it.

Denying the debt when a debt collector are phoning on behalf of scam PPC clients DOES work, it has stopped the phone calls in many cases seen on here and on pepipoo forums. Best when the person points out that the debt collector/PPC would be breaking the law if they continued to harass you:

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=03_harassment



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hippyadam

Thing is, stopping phone calls is a world away from thinking a DCA can not issue legal proceedings simply because you have denied the debt.

Whilst i appreciate this thread relates to PPC companies, to say a DCA can not issue legal proceedings simply because you deny the debt is wrong.

Similarly to say a DCA has to own a debt to issue proceedings is wrong.

A little knowledge is a dangerous thing...

Edit: I'm not saying the DCA's will begin proceedings, merely that they could if they wanted to!

firsttimebuyers_2

That all makes sense to me.

I just can't see why a company would pursue a so called 'debt' that was apparently formed through a contract made by the car owner (not driver - as they never write to the driver, always the owner) overstaying in a private car park by putting signs up saying that the contract will be formed if overstayed. It all sounds so flimsy to me. And lets say the 'contract' says that the owner of the car will pay the company (say) £90 for overstaying - surely the 'debt' collecting firm would charge the company more than that to recover the £90 for them - phone calls / harrassment / letters / bullying / trying to scare / threats of court action etc etc.

This is one crazy world we live in!!!!

Rant over!

firsttimebuyers_2

I might put a sign up outside my house saying 'if you walk up to my front door, you agree to pay me £100' - I'd make a killing out of the postman!!!