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Day 1... where will it lead
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Well done Lexie - you deserve to be feeling very proud of yourself:T:T:T:TNR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
Thanks Planning_ahead, I'm loving the clapping smiles...
Done a PAD today, did it for over the usual amount, only by 24p.
Also furious about greentec as they still haven't sent my cheque and i included it in my ttl debt payment. Alas I shall keep on chasing them
Ebay listings are up too, whoop whoop. Have a dispute with one buyer, but thankfully didn't include the sale in the figures for the month. As i reckoned he wouldn't pay.
I'm also gonna chase the CC late payments...defo not letting them off if i can help it.
Right till tmmw and thanks for following me.
Oh yes I will update my ttls tmmw.
LL xx£38,000 and change to £00 -
Hi,
About to do my PAD.
Was feeling really smug this morning as I found my self assessment user id, course I didn't activate it when i received it years ago so now it's invalid an i'll be fined £100!! Joy.
Sold an item on ebay, so well pleased with that. But one item that I sold last Sunday is still not paid for and the buyer is still moving payment dates, yet they've paid for other things since my auction ended. NOT IMPRESSED. I've raised a problem with ebay, they ahve till Tues and then get a strike against their name. Should knock their 100% feedback slightly.
Nothing else to tell really, so desperate to pay off this money. I'm also going to look at claiming back my CC charges. Worth a look at least.
I'm off, get ready for work tmmw and all that.
Night
LL xx£38,000 and change to £00 -
Oh Lexie - what awful news about the self assessment fine.
You are doing well with ebay though, even if you are having to chase one buyer.
Keep it up.NR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
you're going great guns with ebay, and paying off so much in one month. sorry to hear about the self assessment tax potential fine. I was always worried when i did mine so i would do mine the same time i did the one 'extra' job that i was declaring so it was always done in June. Otherwise i would have forgotten and got a fine for all of £27 that i owed the tax man.0
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So done my PAD.
Slight, well massive problem with ebay. I sold a designer pair of earrings, the buyer is claiming that they are fakes and has listed a string of complaints. I contacted the office of the brand in london and they are shocked to say the least. So e-mails bounced back and forward for a day. Today I looked at the brands web site and what i think is the buyers problem is that my earrings may be older than the current ones. So a waiting game has started. Joy. By the way she is yet to raise a formal complaint with paypal and ebay... strange!! She is also going a store in Vienna that sells this brand of earrings so hopefully they can confirm authenticity.
Sold some more items last night on ebay, just need to work out how much it is after fees etc. Been really lazy about that lately. I also need to get myself into gear with PPI and charges. Rang Tesco today about my PPI, hilarious lady couldn't give me a straight answer!! So that will be cancelled tmmw and it's £30 a month!! Could pay off my CC a whole lot quicker.
Also found out that John Lewis are no longer sending me statements as the account is with collections dept and I am not meeting the min payments each mth. Bloke argued point blank that I had received letter telling me that PPI and statements were stopping, he also made the mistake of telling me the date the letter was sent....I had a copy of same said letter and NONE of the above was mentioned!!! Might just have to make that wee complaint official, have to check on MSE who to talk to. I didn't think that they could do that without telling you.
I think that is my rant over for today...
I'll update totals later today and also update the payment to £15k etc.
Till tmmw.
LL xx£38,000 and change to £00 -
Hi Lexie
Hope the issues with the earrings on ebay gets quickly sorted. Not nice when that sort of thing happens. Don't you feel totally useless when accused of something and you know you are in the right, but you are no longer in possession of the goods to prove it:mad:
Hope its quickly resolved and the outcome is positive for you:beer:NR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
Thanks Planning_ahead.
I know, and as daft as this sounds I'm really worried that they'll swap mine for fakes and send them back. Thankfully I have the original receipt. Such hassle and it's all really annoying me. Daft.
But on the good ish side, not much more to sell on ebay.
LL xx£38,000 and change to £00 -
Thanks Planning_ahead.
I know, and as daft as this sounds I'm really worried that they'll swap mine for fakes and send them back. Thankfully I have the original receipt. Such hassle and it's all really annoying me. Daft.
But on the good ish side, not much more to sell on ebay.
LL xx
When I sell things like that I scan the original receipt and mark out the personal bits (CC or DC card number) and post an image of the receipt with the goods so that buyers no there is no point in arguing or trying to scam me. Only got caught out once (first time I sold something) and since then have done this with receipts and never had an issue. I never send the receipt with the goods though - that's stays with me.
Might be worth thinking about when you do have receipts. I know you won't always have receipts in you are buying stuff from boots sales etc to sell on ebay.NR [STRIKE]£5542[/STRIKE]£2771 BC [STRIKE]£7987[/STRIKE]£7700 BC [STRIKE]£3000[/STRIKE]£5100 Cat1 Pd Cat2 Pd Ulstr [STRIKE]£3400[/STRIKE]£3070 TSB [STRIKE]£4851[/STRIKE]£4400 MBNA [STRIKE]£7700[/STRIKE]£3887 NWst [STRIKE]£950[/STRIKE] £700 Hfx [STRIKE]£10097[/STRIKE]£10050 Asda [STRIKE]£398[/STRIKE] £315 HFX1 Pd Hfx2 [STRIKE]£3133[/STRIKE] £3000
LBM 15/1/10 £47,728 now £40,993 14.11% pd
Snowball at LBM [STRIKE]1050[/STRIKE] 871 days left (745 days to Olympics 2012)
£365/365 - £388 (that's for DH & me!)0 -
Hi Lexie, some highs and lows there well done on the overdraft, my word that is a fantastic amount to shift:T
Sorry about your tax and ebay. You always get one and they usually come my way! Good tip aobut the receipt - think I will do that too. ttfn cgxCC Debt: Jan 10 £21,660 now £8,170 hurrah!0
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