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Day 1... where will it lead

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  • Me to just popping in to say hi and i am reading!x
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi Ziggles,

    Are you ok? Is the associated mental illness the one that makes you feel like if you say it publically you might be locked in a mental institution and your friends don't know what to say to you, or the fact that you're on drugs makes you seem like a zombie to them? If it is I've been there and come thru. Drop me a PM if you want. xx

    So ebay update....the mad buyer has acknowledged that all is OK!! But she asked me today for the original invoice...eh no. She has been told that the scanned copy she has is all she's getting. Blooming woman!!

    Just done my PAD, very little left in the account and two more DD to come out. Scary.

    For the first time EVER today, I paid one CC the day the bill landed on the mat. So pleased. I also paid CC that landed on the mat on Monday. So well pleased with myself. Pay CC 3 tmmw and CC4 is paid at start of month on DD. CC3 landed on the mat on Monday too.

    I so need to update my signatures as one CC is way lower than i thought. So pleased!!

    Took a tenner out of my HBOS account today, was for junk food and just felt like it. Plus needed junk food to enjoy the live Eastenders tonight, I'm not an Eastenders fan but want to watch it.

    Have some items to list on ebay, might just do this after I finish this wee rant.

    There was something else I wanted to write about but can't remember what it was....oh yeah. Went to the bank today to pay a CC and the lady tried to flog me a loan and then a CC. I was like no thank you. Practically ended up hopping thru the glass partition and yelling in her ear, NO.

    So nowt else, keep promising that I will check up on all diaries, but as yet have failed miserably.

    Might just be updating this tmmw to say that I've started my request for all PPI and CC charges to be paid back. Now that would be something.

    Night all and thanks for being with me on my journey.

    Lots of Love,

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    edited 20 February 2010 at 5:32PM
    Hi,

    I've done my PAD, I also have done something incredibly stupid. I've just spent £13.50 on a blog tutorial, only to stupidly find out that there was more cost involved. How stupid....that cost was for domain names.

    Have taken new photos for all ebay items and am about to start listing them. I know the free listing day was yesterday and it's not very MSE way to list when I missed all the freebees yesterday, but I wasn't in the mood after that horrible buyer and all the grief she gave me.

    So off to start listing,

    Till tmmw.

    LL xx
    £38,000 and change to £0
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    glad you've got the horrible buyer sorted out.
    Well done for paying your CC's so early. Mine are on DD and though i like to keep my money for as long as i can it does frustrate me that they take it on the last date possible.
    dont' banks annoy you, you go in for one thing, queue for ages then they try and sell you stuff, or look in your account and say would you like x, y ,z. To my mind they shouldn't be able to use what they see in our accounts to sell us stuff (sometimes it feels like a judgement by them), but then i could just be being a bit touchy lol
  • I love a todo list! :D
    I also like adding a few things that I've already done so I can cross them off straight away! How bad is that, cheating at todo lists!!
    Sazzle81 I do this too!!!! I love my lists, i feel so in control, smug and satisfied when ive ticked them all off! How sad am I:D

    LL sounds like you are having a rubbish time on e-bay I agree they are only supportive of the buyer. i had a similar thing last year with a necklace, dispite lots of emails the buyer never paid so I didnt send the item and she opened a dispute against me for not receiving the goods!!!! Cheeky! you can't let it put you off tho' e-bay is too good a source of income

    hope things improve soon cgx
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • Lemon_Tree wrote: »
    but then i could just be being a bit touchy lol
    You aren't being touchy. I got really loud and kept saying no, no, no and eventually told them they'd missold me the loan I currently had with them as I asked for a payment break to be included in the loan and it was never done. I know I did this as a payment break is something that I ALWAYS include in a loan. You never know when you need it.
    Banks, they're like car dealerships, law onto themselves!

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Compingirl wrote: »
    Sazzle81 I do this too!!!! I love my lists, i feel so in control, smug and satisfied when ive ticked them all off! How sad am I:D

    Striking things off a to do list is like a real perverted sense of pleasure! Love it, real empowerment moment!

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    I've listed 6 things on ebay. I used the scheduler, i know it's another 6p on a listing, but it means that they are all being listed at a time that suits me, on a day that suits me. So money well spent as far as I am concerned.

    More things to list tmmw, on a roll now!!

    Off to bed as I've work tmmw.

    Night and thanks for being here.

    LL xx
    £38,000 and change to £0
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    I haven't been on this in a few days, have had a dodgy throat and have had a cold and just generally run down.

    Paid my last few PAD's as I haven't had the energy for the last few days.

    A few of the items I listed on ebay are selling. Others have watchers but nothing else. But there are still about 4 more days to go before the auctions end.

    I have a few more stragglers lying around to list on ebay and then I think that will probably be me for a while.

    Nothing else to mention, except I did dip into my OD to buy new bedlinen. But I got a cheque that was unexpected so that sort of pays for half of it.

    Till tmmw.

    LL xx
    £38,000 and change to £0
  • Done my PAD.

    Off to bed.
    £38,000 and change to £0
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