Improve Money Rules In 50 Words. Suggest easy changes for our politicians

clockmanuk

Equalise the fuel duty so Unleaded and cheaper to produce Diesel costs the same helping the freight operators.:beer:

Capfka

Gazumping is often responsible for people not being able to purchase the property they have chosen at the price they agreed with the seller. This can prevent people from getting on to the property ladder and drives real estate prices artificially high. An agreement to sell should constitute a contract.

leetabix

Current guidelines don't go far enough to offer actionable feedback to those that have been refused credit, with creditors only giving the principal reason of refusal as 'internal credit scoring' when using their own criteria. They should give a specific/actionable reason/s why a person has been refused for credit.

ratcatcher

The Ombudsman's service presently makes it difficult for an individual to pursue a claim for an undue delay in the transfer of monies from one Bank/Building Society to another. The difficulty starts when a complainant is required to make a statement as to who is the complaint against. In most cases, that will be unknown as any such delay could equally be the fault of either party involved in the transfer transaction.
The Financial Ombudsman's service needs to recognize this and so be prepared to liaise with both the financial institutions involved, on behalf of the complainant, before delivering their judgment.

Lum

yam_sinned wrote: »

charge a foreign driver a toll to use our roads and use this money to repair existing or build new roads. a simple one off fee as drivers enter the country would be easy to administer.

Agree with this. We abide by their tolls when abroad. They should do likewise here.

Log their registration number when they enter the country, ask how long they plan on staying and charge for it at a day rate*. Give them a visitors tax disc and enforce it in the usual way (ANPR, traffic wardens etc.). If the length of their stay varies then they can pay the extra or get a refund at the ferry/train port.

As a bonus, you can track when foreign cars enter the country and after 6 months use ANPR to work out where they are living and pass details onto the police and traffic wardens who can clamp the car until they register with the DVLA.


Can that second bit count as a separate point, thus giving me 100 words?

* rounding to a month like we have to put up with, will be too harsh.

Needhelpsaving

Loads of people are being overpaid child benefits each year and then being chased for repayments. Why not make it more user friendly? I don't mean give out more benefits because thanks to Labour there are so many it's unreal.

I simply mean that;
a) the forms should not require a degree to complete.
b) You know when a child would reach 16, so check with the parents in the June of their final year of secondary eductaion to see if they are going to college - this could be done by phone because you record your calls abnd it would save huge postage bills.
c) Train the staff so they actually know what they are talking about.
d) Streamline your depts so that people don't have to be put through to 5 different depts to get a simple answer.

I appreciate that some people are deliberatley scamming the system, but I do wonder whether some people simply don't understand it.

Tali_2

Stop allowing the use of spreads and commission. If all providers of foreign exchange used the money market rate and collected commission only we could compare more easily and understand exactly what we're paying.

Needhelpsaving

I have serious concerns that the British government is allowing people to charge £4000% + on loans. Why are you shutting down loans sharks when they are operating under your nose?

Education on Money management and responsible lending by banks would reduce the problem and payday loan comapnies should either be made to reduce their rates to a reasonable amount or shut down.

Trinity411

Stop internet providers (especially BT) from charging flat rates when the service and speeds provided vary drastically depending on location. Rural area users do not get a fraction of the speeds/service for which they pay the same as city users achieving instant response broadband. Cost should be pro rata.

One4All

Treat everyone fairly on tax reliefs - only relieve at the Standard rate of tax -
"Higher rate tax payers often get reliefs at their HIGHEST rate of tax when everyone else gets reliefs at the STANDARD rate. Reduce bigger favours to the richest - only relieve at the STANDARD rate of tax!"