Mobile Rainbow (cashback rating)

Neillgb

Quentin wrote: »

They are now called "third party debt orders".

The problems with these are:

You need to provide the third party details (ie the bank accout details)

They still cost £55

You can only try with it on one occasion (so if you apply it to the Bank, and the account is empty on the day you select, then even if £1million is in the account the next day, your order has failed). (At least when paying for an order for the bailiff they will keep trying.)

You have to attend a hearing (if the order has been successful, and frozen the money in the bank account) to actually get the money released. This can be at either the defendants local court or the third party's (ie the Bank's).

So all in all probably not worth all the hassle.

Thanks for that.

Shame though. Would have been nice for people to hit them where it hurts!!

Perhaps someone will be close enough to relevant bank/court sometime to give it a go, perhaps in a situation where enough money is involved to make it worthwhile.

Quentin

The other major problem to enforcing this way is that from all the evidence, this doesn't now seem a cash rich operation.

If we were able to look at their bank account, chances are it is operating permanently in overdraft!

Neillgb

Yep, blood out of stone etc.

Love to look at their bank account, along with various other similar organisations.

Not too sure bank would be keen to pay out on a CCJ on an overdrawn account even within agreed limit!! Funny idea overdraft limit might be reduced pdq, prior to enforcement maybe. Can't say i could blame the bank in this event.

nicole136

None of the above (post details of your situation in the thread)

had mediation today, at least they are still about to do this, you would think if they were going in to liquidation they would not bother to mediation? or am i just wishful thinking? they accepted they owe me the full amount and asked for 31st july to pay, which i rejected. I put something to them and they said they had to ask their financial advisor. I will hear back thurs. Im hoping they agree as i would prefer not to pay out for court, but am prepared to do that. of course there is no way of guarenteeing my money at all.

shadderz

I had to issue legal proceedings to receive some/all of my cashback

Has anyone actualy got any payments out of these in court recently, just wondered if its a waste of time taking a day off to go to court, when the court wont enforce payment even when you win. It all looks like a waste of time if no money gets returned to you at the end of it all, particularly if the ballifs cant locate them either!! Are they turning up at court?
Nicole-What is the financial settlement you asked of them and have they agreed?
Any help appreciated, because I have sent my forms off to attend court, but at this moment in time it appears it will be a waste of money and time.
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tox

I think we're wasting our time chasing msols. It is clear that they have always had a business model based on not paying cashback. Also their terms and conditions fail the Unfair Terms legislation several times over.

Since 3 have renewed the contract with msols despite the contracts never having improved I think chasing 3 is the better options. They could likely be held culpable as they have pushed this very bsuiness model - and their actions certainly support it.

I suggest some kind of either class action or similar type complaint to Ofcom. I think it likely msols will cease trading soon. There is possibly enough intent in their actions to go for a fraud conviction. That could be the second aim.

Go for 3 they started the whole thing.

da3017

None of the above (post details of your situation in the thread)

Quentin wrote: »

You need to decide whether or not you want to spend any more on this.

If you are prepared to pursue the matter by rejecting their offer, which in normal circumstances would be the obvious thing to do - as if you continued the action you would win, get all your interest up to the date of the judgement, and you could ask for immediate payment.

The concern is that they might be in a "can't pay" situation now, bearing in mind the recent posts regarding the bailiff's feedback.

If that is the true situation, paying for a hearing and then paying to enforce the judgement may be more money down the drain.

hi quentin

thanks for the advice...i am filling in the N225 form now...will it make a difference if i put a specified date for the money to be paid or will it make matetrs worse/better for my case?

thanks

Quentin

Just tick the box that says you don't accept their proposal for payment, then say you want immediate payment, bearing in mind the length of time you have waited. Also tick the box for immediate payment.

This won't go against you in any way. Should the court decide to allow them time to pay, then you still have won the judgement, but must wait to see if they comply before starting enforcement.

If you originally claimed interest, you can now claim the extra that has accrued since the date your claim was issued.

da3017

None of the above (post details of your situation in the thread)

Thanks a lot Quentin...will send it today itself...

thenjd

I had to issue legal proceedings to receive some/all of my cashback

I am in the same position myself. I have just posted off the N225 today so i will let everyone know how it goes.

Amazingly they have already admitted that they owe me the money but in their defence stated that due to problems recieving payment off one of their networks they were unbale to pay me until the 23rd June 2008.

Can you believe that!