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Is there any bank you have NEVER had an issue with

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Comments

  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No lol.

    I have been with every bank on the High Street (and then some) and have had major issues with all. Actually, thats a lie. Co-Op have been ok with me, as have Halifax. Never had problems with either of them.
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I might be in the minority, but I've never had any issues with any bank I've been with.
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • exel1966
    exel1966 Posts: 5,088 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Human nature dictates that we rarely praise good service (I will, particulalrly to c/s staff If I've received good service), yet poor service is quickly jumped upon.

    Good : Lloyds - 23 years, multiple accounts, not a single problem !
    ICICI - 4 years
    YBS - 4 years
    Ipswich B/S - 3 years
    Loughborough B/S - 4 years

    BAD : Barclays
    A&L
    ING

    APPALLING : ShAbbey
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    First Direct have never given me any issues in 18 years, previously had accounts with Halifax, TSB (Pre Lloyds) and Natwest all of which drove me to distraction. I have used Nationwide for credit card and investment bonds with no issues but I don't have a current account with them.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • flyingscotno1
    flyingscotno1 Posts: 1,679 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In terms of banks and building societies-
    At the Top with no issues-
    Yorkshire Building Society
    Bank of Scotland
    Dunfermline BS
    Skipton

    Alright-
    Nationwide
    Abbey

    Fine, but with hiccups-
    RBS
    Barclays
  • 10_66
    10_66 Posts: 3,501 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Halifax
    Smile
  • Hi

    Well I am not the best with budgeting and have found that even though Barclays have charged me a fair amount in charges in the past, they have never screwed me over against my credit file. I have been over my overdraft, and have for the past 12 months never been in positive in my current account. but they still report no missed payments and no negative bits on my credit report.

    Alliance and Leicster have completely done a number on me, they have messed up transferring my current account,(inccurring me charges which they promised to refund but never did) not paid me the bonus on joining them, and I found out when applying for a mortgage that for everytime I have gone over my overdraft they have shown this on my credit file as 2 MONTHS IN ARREARS. Despite my overdraft being cleared every month. I would recomend Barclays if you are bad with money, but from what I hear on here Alliance and Liecester are good if you have money, but DONT get an online account go through your branch.

    Egg - have always been very good with me and responded to any questions within 24 hours.

    LloydsTsb - again good and always eger to please, but I dont hold my main account with them so that might be why.
    Debt Free Wanna Be
    Update 2015 - 14.9k credit union, 10k loan, 12k credit cards... Not so good but now own a tack shop and own all the 75k stock... Now to clear these debts 😃
    Update Sept11 - 25500 Loan @ 10% Credit Union (paid wife credit cards off)
    Update March 10- £16886
    Total in March 09 £25215
  • Hazzanet
    Hazzanet Posts: 1,725 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good:

    Nationwide
    Norwich and Peterborough BS
    Principality BS
    West Brom BS
    Icesave (before they collapsed)
    Halifax
    Egg
    First Direct
    Kent Reliance

    Questionable:

    Co-op/Smile
    A&L
    Barclays

    Lousy:

    Lloyd's TSB
    Natwest
    HSBC

    Naturally this is my opinion based on the service I received.
    4358
  • iceicebaby
    iceicebaby Posts: 3,633 Forumite
    Part of the Furniture Combo Breaker
    Ive never had problems with
    Lloyds TSB
    Nat West
    Alliance and Leicester

    Minor problems with
    Nationwide

    Horrendous, wouldn't touch them with someone else's money
    Barclays
    Baby Ice arrived 17th April 2011. Tired.com! :j
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Never had any issues with:
    HSBC
    Coventry BS

    Middling (Individual staff members causing problems that could easily be avoided as I had not breach any company or account policy):
    Nationwide
    RBS

    Bad (Rude staff in general causing problems):
    Halifax

    Horrendous :
    NatWest - even after I left I know people who bank at the same branches I use to use, and they randomly started having problems with them forcing them to close their accounts.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
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