Is there any bank you have NEVER had an issue with

ffacoffipawb

never-in-doubt wrote: »

LOL, they still are !!!!!! mate! Shockingly so in fact :eek: :eek:

You gotta be at least 37 so yea, not old at all cos i'm around that region

I'm mid 40's which isn't old. So don't depress me by telling me it is. :eek:

never-in-doubt

ffacoffipawb wrote: »

I'm mid 40's which isn't old. So don't depress me by telling me it is. :eek:

Noooo - Far from it, i'd say you're at the peak of your life lol

p.s. i'm pushing 40!

username

The Good
First Direct - no real issues with them, with the exception of how they insist on sending my cards out via a tracked delivery service or collect at branch.

Kaupthing (RIP) - smooth opening, paid lots of interest, good website, UK callcentre etc

The Bad
Natwest - kept on sending me activation codes that were out of date by the time they reached me, 3 times over.

Lloyds TSB - had fraud on my credit card and it took nearly 2 months to sort it out. They also kept on sending card and bank statements to my old address, despite me telling them to change it on a certain date, weeks in advance before I moved. Also after changing the address, they sent the replacement card to my old address ... still!!!

Barclays & Citibank - the Indian callcentres are useless!!!! They never seem to have the ability to deviate from the script. I dread phoning any of these organisations.

The Ugly
Halifax - yes they seem to be cropping up frequently in this thread! I don't bank with them, but my late mother did and it was a nightmare to deal with the winding up of her accounts. They managed to 'lose' the death certificate for 2 weeks and !!!! it up!

iscrimger

I've had a Current & Savings Account with Bank of Scotland/Halifax since I was 16, now 24! I've the used the Current account on and off for this time, the savings account has had a small amount in it.

Never had any issues with them, always very helpful - occassionally a little slow at sending things out.

I do the majority of my banking with Smile. I'm not smiling as much anymore - I'm currently reverting to using the HBOS account as my main account.

never-in-doubt

iscrimger wrote: »

I do the majority of my banking with Smile. I'm not smiling as much anymore - I'm currently reverting to using the HBOS account as my main account.

Good luck - you'll need it

Worth considering 1st Direct/HSBC/Ulster etc as they get good reviews..... put it this way, HBOS is one of the worst (after NatWest of course!)....

rb10

Halifax - excellent, never had any problems.

Nationwide - again, excellent, had a slight issue a few years back but I certainly forgive them for that, as the rest of their service has made up for it.

Natwest - awful. I've had two accounts there, for about a year, and have three 'concerns' registered with them where they have messed up in one way or another (two related to data protection and the other about the £50 cashback ... thread about that on the savings board).

Llyllyll

Bad to the point of defying description - Alliance & Leicester (as previously stated this outfit have such a bad reputation that Martin should really add a warning to his recommendation of this account).

Good - no real experience as been with A&L too long but am going to try First Direct now.

Liz33

I must say i've never had a problem with Alliance and Leicester my only complaint is their lack of branches there is only one local to my work and nothing else around. I also never had any problems at all with Halifax I know not a very popular choice on here.

rb10

Liz33 wrote: »

I also never had any problems at all with Halifax I know not a very popular choice on here.

I don't think that's right that Halifax isn't a popular choice on here.

I'm clearly bored tonight, as I've just added up all the banks people have never had a problem with, and Halifax/BOS is considered the best by a long way. This is how it goes...

16: Halifax/BOS
9: Nationwide & RBS/Natwest
8: First Direct
7: Lloyds TSB
5: Yorkshire BS, Barclays & HSBC
4: Egg, A&L, Smile, Co-op
3: ICICI
2: Kent Reliance, Norwich & Peterborough, Citibank, Cater Allen
1: Several others

opinions4u

rb10 wrote: »

I don't think that's right that Halifax isn't a popular choice on here.

I'm clearly bored tonight, as I've just added up all the banks people have never had a problem with, and Halifax/BOS is considered the best by a long way. This is how it goes...

16: Halifax/BOS
9: Nationwide & RBS/Natwest
8: First Direct
7: Lloyds TSB
5: Yorkshire BS, Barclays & HSBC
4: Egg, A&L, Smile, Co-op
3: ICICI
2: Kent Reliance, Norwich & Peterborough, Citibank, Cater Allen
1: Several others

That does rather stand out as some sort of service leader .... although a small sample does somewhat affect things. I've highlighted the main high street providers above. The omssion of Abbey really speaks volumes for them!