Confirmation of fees free charity cards

Walkerone

I have just applied for the NSPCC Platinum card, and before signing the credit agreement I decided to confirm the BT was without fee.

Spoke to the advisor who stated that the BT fee was 2% but confirmed that the 0% rate was for 9 months. I asked him to check this and he came back with still the 2% but capped at 50 quid.

I mentioned the no fee introductory offer, and he went away again and then stated that they weren't aware of it.

I am going to sign for the card anyway, and then try again once I get confirmation of the credit limit. Will update if anything to report.

Cheers.

gorilla

Hi all, just about to get my Scout Association card. I was wondering about the terms for spending on this card during the 9 months 0% period. Does this include purchases made abroad or is the spending restricted to UK outlets?

Thanks

nearlyrich

I got an NSPCC card with £6500 limit, the confirmation came through ages ago but no card turned up. I called them and they said it had been approved but not sent their mistake. It arrived on Saturday, the op who activated it did a fee free BT and set up a DD for the minimum payment.

pwl

Nearlyrich

What is the minimum repayment on this card? There seems to be a lot of confusion on this point in relation to Bank of Scotland's charity cards.

"I got an NSPCC card with £6500 limit, the confirmation came through ages ago but no card turned up. I called them and they said it had been approved but not sent their mistake. It arrived on Saturday, the op who activated it did a fee free BT and set up a DD for the minimum payment."

dollywops

Nearlyrich

What is the minimum repayment on this card? There seems to be a lot of confusion on this point in relation to Bank of Scotland's charity cards.


I have started a separate thread on this subject, which you might want to look at.

http://forums.moneysavingexpert.com/showthread.html?t=199349

worto03

Hi,

I applied online for the guide dogs card Saturday & amazingly got a credit agreement letter waiting for me when I got back from work yesterday (tuesday)

It had a number on it to call if anything wasn't clear so I called them & had to wait a while why he asked 3 of his collegues but when he came back on the phone he said that there was definately no balance transfer fee on the card.

So I've signed it & sent it back yesterday I'll let you know how I get on when I actually do the transfer, hopefully I'll get the same bloke on the phone :rolleyes:

Cheers,
worto.

benjilloyd

In the main credit card article...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1107182516,76509,

...I couldn't find any mention of transferring 'balances' from a current account.

A few years ago we got an MBNA card that allowed us to transfer a debt from our current account to card to take advantage of their 0% for X months.

Does anyone know if these cards offer this facility?

cheers
ben

seabiscuit_2

seabiscuit wrote:

We just applied for a macmillian card, and have called them within the last half hour to be told that there is a 2% fee

Well - Im pleased to say we got our first statement today and yup - balance was transfered free of charge

woo hoo

just a pain that I had one card I couldnt transfer

teb_2

Can you balance transfer ALL of your credit up to the limit, or only a percentage like Egg?

merulok

I believe the maximum balance transfer is 90% of your credit limit (in common with other HBoS cards)