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To those selling in these difficult times Part Deux. AKA sellers support network!

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Comments

  • Hailstorm
    Hailstorm Posts: 209 Forumite
    Regarding surveys taking a long time to organise, could this be anything to do Santander trying to link up Abbey, Alliance and Leicester, Bradford and Bingley, etc?

    My mortgage on my purchase is with the Alliance and Leicester and they took 2 and a half weeks (with me keeping onto them) before they arranged a survey. The even dafter thing is that the survey including valuation was all they had to arrange as I already had an offer as my seller on a previous property had pulled out.

    I phoned them with the details for the new property the day after I had an offer accepted and then they seemed to do nothing for over two weeks.
  • Thanks for all of the advice folks.

    I'm going to give them until the end of today which is the 2 week deadline. If I haven't heard anything by 4.45 then I'm phoning the agent to tell them to continue marketing the property.
    Debt at LBM (March 2006): £30,000 :eek:
    DEBT FREE SINCE APRIL 2008!!!! YIPPEEEEEE!!!!!
  • shellstar
    shellstar Posts: 183 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Sigh... Just had the sol on the phone. He hasn't been able to get hold of the buyers sol again, and so he's advised us not to complete on Friday, given how awful their sol is being, he doesn't trust them not to leave us with our house packed in a lorry, especially as he thinks it may also be difficult for him to draw down the money from our bank in time.

    I doubt they will exchange today, as we need to agree another completion date and communication is poor in this chain. They'll be up against it now, because their tenancy ends on the 26th, but there isn't much we can do about that as it's their delaying that has caused this.

    We're hoping they don't now pull out and try to rent for another 6 months, but I guess if they do, they do and the saga continues and we lose the house we want. Not the first time and we seem to survive the many disapointments. Will be depressing to unpack though!
    Hoping to create a beautiful life for DS and I.
    As of August 2025...
    Current mortgage: £352,018. Approx current house value £525k. Mortgage up Sept 2026
    Current retraining fund: £26,735 (planned career change by 2030)
    Current emergency fund: £10,469 (hoping to reach £42k as a transition fund)
    Current buy out/moving fund: £44,429.21 (plus equity)
  • Blimey Shell why do people have the make the house moving process even more stressful then it needs to be?!

    Fingers crossed for you that you'll be in your new house next week and by the end of the month this will all be a distant memory.
    Debt at LBM (March 2006): £30,000 :eek:
    DEBT FREE SINCE APRIL 2008!!!! YIPPEEEEEE!!!!!
  • not_loaded
    not_loaded Posts: 1,187 Forumite
    Part of the Furniture Combo Breaker
    Thanks for all of the advice folks.

    I'm going to give them until the end of today which is the 2 week deadline. If I haven't heard anything by 4.45 then I'm phoning the agent to tell them to continue marketing the property.
    Yes, two weeks was what you very helpfully agreed, and they’ve wasted their advantage completely. The possibility of losing it now should wake them up!

    (I would be loathe to give anyone this advantage in the first place)

    You have to bear in mind that some people are very two-faced about offers and proceeding. You might find they’ve already dumped you in favour of something else and are just stringing the EA along.

    Fingers crossed that’s not the case, and that it proceeds properly now for you. :)
  • shellstar
    shellstar Posts: 183 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Blimey Shell why do people have the make the house moving process even more stressful then it needs to be?!

    Fingers crossed for you that you'll be in your new house next week and by the end of the month this will all be a distant memory.

    In fairness to them, from what we can gather, they aren't malicious (although I am getting quite angry with them), they just don't understand the process and that for them to get what they need, they have to be more on the ball. They've employed this awful sol in Liverpool (we're all in Hampshire), God knows why, and instead of keeping on top of them, they just seem to think it's all fine. When told yesterday that Friday might be a problem if it didn't get sorted soon, their response was apparently 'oh, don't worry, we're fine for Friday'. They may be, but others have a whole house to move! I guess today they will find out differently and hopefully this will get resolved one way or the other.

    Yes - fingers crossed! I think that we do think this will happen, they have given notice on their place, they need somewhere to move to next week and they seem keen on our house, so hopefully they will sort themselves out, exchange tomorrow and then we can all just focus! That's what we're telling ourselves today at any rate.
    Hoping to create a beautiful life for DS and I.
    As of August 2025...
    Current mortgage: £352,018. Approx current house value £525k. Mortgage up Sept 2026
    Current retraining fund: £26,735 (planned career change by 2030)
    Current emergency fund: £10,469 (hoping to reach £42k as a transition fund)
    Current buy out/moving fund: £44,429.21 (plus equity)
  • not_loaded wrote: »
    Yes, two weeks was what you very helpfully agreed, and they’ve wasted their advantage completely. The possibility of losing it now should wake them up!

    (I would be loathe to give anyone this advantage in the first place)

    You have to bear in mind that some people are very two-faced about offers and proceeding. You might find they’ve already dumped you in favour of something else and are just stringing the EA along.

    Fingers crossed that’s not the case, and that it proceeds properly now for you. :)

    This is what worries me. I did say to the agent at the time that I thought it best to keep the house on the market but he said this was very unusual and put me off the idea. I should have listened to my gut instinct it's not usually wrong.

    Hey ho we'll see what happens today. Next time I'll tell them it's staying on until the survey has been done.
    Debt at LBM (March 2006): £30,000 :eek:
    DEBT FREE SINCE APRIL 2008!!!! YIPPEEEEEE!!!!!
  • shellstar wrote: »
    In fairness to them, from what we can gather, they aren't malicious (although I am getting quite angry with them), they just don't understand the process and that for them to get what they need, they have to be more on the ball. They've employed this awful sol in Liverpool (we're all in Hampshire), God knows why, and instead of keeping on top of them, they just seem to think it's all fine. When told yesterday that Friday might be a problem if it didn't get sorted soon, their response was apparently 'oh, don't worry, we're fine for Friday'. They may be, but others have a whole house to move! I guess today they will find out differently and hopefully this will get resolved one way or the other.

    Yes - fingers crossed! I think that we do think this will happen, they have given notice on their place, they need somewhere to move to next week and they seem keen on our house, so hopefully they will sort themselves out, exchange tomorrow and then we can all just focus! That's what we're telling ourselves today at any rate.

    I guess those moving from rented to purchasing don't have the same rush if they have a few days grace. This is swiftly running out for them though so maybe today will be a sharp shock.
    Debt at LBM (March 2006): £30,000 :eek:
    DEBT FREE SINCE APRIL 2008!!!! YIPPEEEEEE!!!!!
  • ukmaggie45
    ukmaggie45 Posts: 2,968 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    loads more but i need a brandy and take a few death breaths !!!

    Oh dear, Charliestwins, that sounds a bit awful - presume you really meant deep breaths? Mind you, the way you've been messed around I can well imagine you might be feeling it was time to call the Samaritans! ;)

    Ridiculous not to tell you that they needed to move by a given date because of rental finishing. :mad:

    So hope that things get sorted out soon, and you can be on your way to new house. :beer:

    Hugs from wild wet and windy Wales,

    Maggie
  • ukmaggie45 wrote: »
    Oh dear, Charliestwins, that sounds a bit awful - presume you really meant deep breaths? Mind you, the way you've been messed around I can well imagine you might be feeling it was time to call the Samaritans! ;)

    Ridiculous not to tell you that they needed to move by a given date because of rental finishing. :mad:

    So hope that things get sorted out soon, and you can be on your way to new house. :beer:

    Hugs from wild wet and windy Wales,

    Maggie

    Awww thanks Maggie :)

    I did mean deep but my head was thinking of evil things to do to my buyers at the time :rotfl::rotfl:oops lol

    Bit better news today, After speaking to the sol who is doing our purchase last night she emailed me the f&f list this morning ( dated 17/07/09:mad: why hang on to it i will never know !)

    I cant remember what i wrote down in the other posts so here is a quick out line of the last 24hrs :

    5pm last night got a call from my solicitors to say my buyers want to be in a week Friday. I told my solicitor i cant move till the 1st oct like originally discussed because of the kids being off school and if we move on the 30 sept or before we have to pay a mortgage redemption fee of £2815.15 but if we move on the 1st oct we dont. This date still only gives me 3 1/2 weeks to pack once the kids are back, but also enables dp to book leave from work as they require 4 weeks notice.

    My EA told me their was 5 people in the chain and she had spoke to all of them and we were the only ones who didnt want to move. Our buyers had to move due to tennancy ending ( first we had heard) :


    Chain according to ea
    our buyers > us > our vendor > ? > ?

    I only knew about the first 3, so this was news to me and made me even more stressed.

    I emailed my solicitor last night and ive had a reply ....

    "When I spoke to Mr ****** last night he said he is also happy to Exchange as soon as possible & Complete 1 October (which also ties in with his onward Purchase)

    As far as I’m aware there are 3 properties in the Chain, yours, ** Forest Hill Road & the property Mr ***** is buying (vacant) but I will check this with yours & Mr ***** solicitors at *** and confirm. "

    So everything the ea said to me is utter rubbish and yet they are suppose to be working for me - im the one paying them !!!


    Hope that makes sense ?

    x
    Mad mum to 4, boy 17, boy 10, boy 10 and girl 7 :D
    My Children are my life, every moment is a memory in the making.:j
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