Car Insurance for Young Drivers (2006)

Rudolph

Just be careful about what you tell insurers about the use of the younger driver. If you put that the "mum, dad grandparent" is the main user and they are not, the insurers may make further enquiries in the event of an accident. You may think that they may not find out but I have known insurers to knock on your next door neighbours to ask who the car outside belongs in a seemingly innocent question (just hit it, want to buy it ) and the neighbour answers young John next door etc. Without too much difficulty they can establish who the main user is and maybe refuse a claim if there is a false declaration on the proposal form.
Insurers tend not to ask too many questions when you want to give them money but will almost certainly be a little more inquisitive when you want money off them

yoshihirouk

I am 21 years old and started driving when I was 19.

I found that by taking a Pass Plus driving course (1 day - 6 hours of driving or thereabouts and around £100 +) I could DRAMATICALLY reduce my insurance premiums.
For example, on my 1996 'P' reg 1.2L Vauxhall Corsa with Norwich Union and my pass plus my quote went from being £1200 for my first year WITHOUT a pass plus certificate to £620 WITH the pass plus certificate.
My 2nd year was £520.
My 3rd year is just £300 with 2 years no claims discount, free legal expenses, £135 excess and cover to drive other cars if necessary. That is with Quinn Direct via https://www.confused.com.

This is based upon 3rd party fire and theft which is advisable for younger drivers in my opnion.

Use example registration numbers to get an idea as to whether or not Pass Plus will make a difference to you.

poppie,s_dream

at the moment i'm looking for insurance for my son 17 and up to now screentrade have come out the cheapest
tpft £1374
comp £1481 with N I G option, i am of course also on this policy, as being a named driver on hubby's for ** year's i have no claims discount so me and son are starting from scratch!!!! When are insurance companies gonna recognise spouse's on policies and give us the same deal as the policy holder. I have been driving for 20 years but to cut costs i sold my car 4 years ago and share oh car which i should add is a sports car. rant over!!!! screentrade here we come

yoshihirouk

poppie,s_dream wrote:

at the moment i'm looking for insurance for my son 17 and up to now screentrade have come out the cheapest
tpft £1374
comp £1481 with N I G option, i am of course also on this policy, as being a named driver on hubby's for ** year's i have no claims discount so me and son are starting from scratch!!!! When are insurance companies gonna recognise spouse's on policies and give us the same deal as the policy holder. I have been driving for 20 years but to cut costs i sold my car 4 years ago and share oh car which i should add is a sports car. rant over!!!! screentrade here we come

two words for you:

PASS PLUS :T

pugwash

where can i get cheap car insurance for my 17 year old .

higgie

Hi There
Any good Insurance's Companies for me to go with and add my 17 year old Daughter (learner)
Thanks

CHILLIWILLIE

We used Tesco online for DD 3rd prty F&T came out at £1012, not passed her test so not bad. :beer:

Midmac

I got insurance when i was 17 for £1340 which isnt bad for a lad

That was with Prudential.

Mind you this year they have knocked it down to £720 which is much cheaper than other companys are quoting me.

maclean2

Hi - if this is for your daughter worth trying youngladydriver or dna insurance or if it's your son who has turned 17 try quinn direct.Keep to a small car 1.1 litres max.See if pass plus gives a substantial saving.It costs around £100 in extra lessons but can save a good deal morein insurance premiums.Include mum or older female family member as a driver.

HTH

nearlyrich

DD got her first policy from Tesco for £800 inc breakdown cover on the day she passed her test aged 17, second year went to under £600. DS paid £1500 with Norwich Union at 18 and they wanted over £1000 last year but he got it down to £800..this year it is under £500, he is now 20.

Obviously depends on the car, the age and sex of the driver good luck.