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Onwards and upwards

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Do you not have a home bargains/lidls/etc to get stuff from for DDS party?...just thought it may save a bit of money..have a good day.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Afternoon Taxi :wave:- Hope that you are okay today? The only thing that is remotely like that is Poundland, we have two that I can get to fairly easily.

    DD is only having a few friends round for her party most of them are cousins and I still have some bits left over from DS's birthday party that I can use up.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's good so hopefully won't eat into the budget too much.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Nope, DD won't touch party food either so she'll have a proper lunch before the party and then no doubt have some chocolate birthday cake later on.

    I've got the whole party down to £25-£30 including food and party bags.
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    Wow v.v. impressed with price of party - wish I had only spent that on DD2's!

    I meant to ask - that BIG shop - what does that cover?
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad you had a nice trip to the museum! Sounds like you are still doing very well - have you managed to get a refund from RAC yet?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done on the trip to museum & magnificent money saving on the party too :)

    Savingholmes - any news on that interview yet ?
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Lula - I got thro to final stage - don't know when it will be yet tho!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Yay it’s the weekend :D

    A little worse for wear as I did go out last night with my old work colleagues, I didn’t buy any drinks as they bought them for me which was nice but did pay for a taxi and some chips total spent £11.99 so a very cheap night.

    Jo – The big shop covers everything from freezer stuff to cleaning stuff and alcohol, I still do a top up shop the week after but what I am aiming for is to do less of the top up shops in between the big shops every month.

    SH – Well done on the interview and as for the RAC, the paper work says that a refund can only be obtained 14 days after renewal and it was renewed in June, so not to sure if they’d refund?

    Lula – :hello: Hope you’re okay?
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Have you joined in the grocery challenge - I am sure you could easily get your shopping bill down.

    Meal plan and make a shopping list from the meal plan......it really does make a huge difference to the amount I spend each month!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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