Onwards and upwards

[Deleted User]

LBM #2 but third instalment of my diary.

Despite having a break and coming back, I think that I wasn’t ready to carry on with the old diary or the debt busting and as a consequence fell off the wagon and ended up being run over by it too

So here’s where things stand at the moment.

The debt with SiL has gone down but there has been no over payments; we have carried on giving her £200 pm but have warned her that this may go back to £100 again that was agreed at the beginning; SiL is okay with this so that’s a start.

The past few months have been very heavy as we have also been on holiday for a week but a lot of other things have come up too, including the television license this month.

Good news though is that the mortgage has gone down yet again saving us a bit more each month, oh and I got a tax rebate for the last time that I was working

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So where does this leave things now???

DH has seriously cut down on his Nic-assist gum and feels better for it and it’s costing us less money :T

DH has also realised that taking his lunch is a good thing and I am helping him get ideas for lunches so he doesn’t get bored

I am still saving £2 coins and the odd £1 coin and they are going in my money pot. We are also still saving change and it is going in the demi-john. I have however split the 50p’s and 20p’s into separate money boxes to be used in emergency during the month.

I have been doing a major shop once a month and doing it via MySupermarket to collect the points

Finally managed to get enough points via Pigsback to get another voucher to put towards Christmas

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Onwards and upwards as they say.

DH has been paid today and shopping is being delivered tomorrow.

From now until DH gets paid again I am aiming for 10 NSD’s, which should be achievable.

We do need to put some money on the C.C as DD needs a bed as she is currently in a cot but is getting too big now to be in one. The C.C is 0% interest until June next year, so although I don’t want to do it, it is at present essential :rolleyes:

SarahNeedle1872

Hiya tea, nice to see you back again. You sound very positive with everything that is happening, and incredibly organised

Sx

savingholmes

HI - sounds like you have a plan. On the bed front - I got one from freecycle - perhaps that is something you could consider?

Just wanted to wish you luck

MissShoes

Welcome back! Freecycle or chairty furniture shop for bed? Good luck with it all- you've come so far!

Love Miss Shoes xx

beanielou

You seem very much on track

The_Golden_Goose

The main thing you are still on your DF journey so you've not completely fallen off the wagon, ok so you slipped a bit, but you have clung on and managed to get yourself back on board and back in the driving seat.

So don't be too down about it.

Will pop in now and again to see how you are doing.

[Deleted User]

It’s good to be back and nice to see some posters, hope I don’t bore you to death with my diary.

On the bed front, DH and I made an agreement when we decided to have kids that the first bed would be a new one then all we have to do over the years is buy them a new mattress. The one we need for DD is a high riser as she has the smallest room going, so am looking out for a cheap but sturdy one.

DH has taken his lunch again today, so that’s good and we ate out of the freezer for dinner last night, although I’m not too sure what we are going to have tonight.

DD is back at the consultant tonight so he can decide what to do with the lump she has.

Yesterday was a NSD and with any luck today will be too. I don’t tend to count weekends as we do lots with the kids as well as our once a week pub visit and any time that money doesn’t get spent is usually a bonus.

I feel that it’s time to turn the heating off until November but as the weather is so up and down at the moment I don’t feel like it should go off. Might need to think about that one.

I must get back into Valued Opinions and Lightspeed and convince DH to do the same; we just stopped doing them for no particular reason so I think we need to start again :rolleyes:

Have a good day everyone.

shaggydoo

Hi purpletea - just popped in to say well done on your progress so far:T Your signature is looking good:T

[Deleted User]

It’s Friday and boy how wet can you get? It’s absolutely saturated outside.

Managed to get some Lightspeed surveys yesterday but got screened out of them…oh hum, the next lot will be mine I’m sure of it.

Yesterday was a NSD so very chuffed there.

We had chicken casserole last night and I managed to use up the veg that has been sitting in the fridge as well as some of the chicken out of the freezer

DH took some for lunch today as well and there is some left for the kids dinner today too.

We went and saw the consultant last night and he has said that he wants to see DD in a month. He is going to do the Isotope scan and take some bloods again so he can see what her thyroid is doing. He did how ever say that he doesn’t think that it is a thyroglossal (sp?) cyst and is therefore looking at it being another sort but is doing the test to make sure.

I did cave in and turned off the heating, I’m not sure how long it will last before I turn it back on again but for the moment it is off.

Today is not going to be a NSD as we are going to go to London so the kids can see the site that DH is working on at the moment, also the kids haven’t been on the underground before so it’ll be a treat for them…well that is the plan so far.

Have a good day everyone and I’ll catch you all later.

[Deleted User]

We are 3 days on from DH being paid and although we are in the OD we aren’t as bad as we have been in the past and DH hasn’t had his expenses paid yet. So far so good, just hope we can keep it up and not get to the point where we are at the limit.

The kids loved seeing daddy yesterday at site and they thoroughly enjoyed being on the trains and the underground, although I have stated that next time we go into London DD is walking as using the pushchair was a nightmare!

DS has a birthday party tomorrow afternoon for a school friend, yet another trek to the card shop for a birthday card. I don’t mind too much as I got to go today for one for a friend of ours who turns 26 today…makes me feel old and DH even older! :rolleyes:

I must go to Tesco’s today as I need to get some bits and pieces, mainly meat for the month.

Also the local fire station is doing a charity car wash, so we are going there along with another friend of ours and her two boys…us mums’ of course are not going to see the lovely fire men

DH is working at the flying club today and as the weather is supposed to be a bit on the naff side I doubt much flying will be done, unless it clears up this afternoon of course.

Right got to get motivated if I am to get anything sorted today.

Catch you later.

savingholmes

HI PT completely understand about the bed!

Hope you have a lovely day at the firestation and look foward to seeing your progress.

Have you found the make £10 a day challenge yet on the DFW board - I really recommend it..... See from my sig it really works for me....