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Fresh start....
Comments
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Is it Friday yet!?! Another dark and miserable day down south, feel like going back to bed!
Logged in this morning only to find that systems are down, what joy. So thought I would take some time to pop on here and post as don't often get to these days.
Plans for today then....
- get through the day without a tear (oh yes, they still come now and again :rolleyes:)
- work longer day so can work a shorter day Friday
- tidy about flat
- meet friend this evening for a drink
- get an earlish night
- free scratchies
Have a good day all xx0 -
Hi Karen - hope you got thro today tear free!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »Hi Karen - hope you got thro today tear free!
Nope, but it wans't too bad x0 -
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Bowski_1011 wrote: »Hopefully you'll manage it today then.
Did you manage to do the rest of the things on your list though?
Unfortunately not, but never mind.
I've decided to start a fresh new diary.....NEW BEGINNINGS.....feel like I am starting a new chapter in life and who knows what will happen but it's all about starting over with new beginnings for me....
Keep an eye out for it guys as love reading your posts
xx 0 -
Hiya Karen
not been around for a while but catching up now. Glad to see you and OH still meeting up and nice to see you still posting. I will look forward to your new diary now. Take care
P
x0 -
hi Karen - can you link any new diary from here so we don't have to go looking for it....
Hope you are staying on track spending and happiness wise....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »hi Karen - can you link any new diary from here so we don't have to go looking for it....
Hope you are staying on track spending and happiness wise....
I think..............I hope...........I can do this!!! :rotfl:
Click here for shiny new diary!0 -
Hi Karen
Just caught up - fingers crossed I reappear on your new diary
Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
Just to say Hi and i am reading.x0
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