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Fresh start....
Comments
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How's the climbing going Karen? I've still not made any attempts at doing it!
Yes it can be really draining thinking about money all the time. I planned to go shopping today when up at my OH's and I was all set for a splurge (bad I know) but ended up taking my OH's elderly mum with me, apparantly she told him she had a great time, so it made me feel good that she had a good day out (and I didn't spend anything - apart from tea and shortbread) - I had 2 bits, but who cares eh!0 -
Oh know never seen this page when I posted. Hope having a great day out with OH - show him what he's missing girl!0
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Hi Karen
Hope you had a good day - and enjoy your day with the girls tomorrow
Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
It looks like things are still going in the right direction!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Karen see when you find the balance for life and payin off debt can you let me know please... I struggle there, all work and no play makes claire a boring boring girl !0
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claire0788 wrote: »Karen see when you find the balance for life and payin off debt can you let me know please... I struggle there, all work and no play makes claire a boring boring girl !
Let me in on the secret too please :rolleyes:Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
I'll be sure to let you know the answer....if I find it
Swinstie - i'm loving climbing, it's fantastic! Went for my first outdoor climb last weekend, scary but brilliant Aww, bless you and OH's Mum - I tended to do that with his mum too....she loves tea shops!
Had a lovely day today - things seem very positive. We're taking it very slowly to make sure it's right, something both of us want. Little steps and taking each day as it comes.
Anyway, a very tired Karen and must go to sleep now.....night night xxx0 -
What a miserable wet day, feels as if autumn has really set in. Didn't want to get out of bed this morning and only had to move from one room to another :rolleyes:
Nothing exciting to add re money - suppose to be doing overtime and it was cancelled at the weekend. Hoping to get some in this Saturday with any luck. Need to earn some extra pennies given xmas is approaching so fast :eek:
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It is very wet isn't it... I have 2 mins to decide whether to collect DD from school by car or by walking! Karen - have a look at the special occasions board for xmas ideas - esp the Finished Baskets section... that can be great fun! I used it as my inspiration last year and enjoyed xmas for the first time in years!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »It is very wet isn't it... I have 2 mins to decide whether to collect DD from school by car or by walking! Karen - have a look at the special occasions board for xmas ideas - esp the Finished Baskets section... that can be great fun! I used it as my inspiration last year and enjoyed xmas for the first time in years!
Thanks SH - i'll be sure to pop over to the special occasions board v-soon!
Having me a nice relaxed evening, been to the gym had a good workout. Lovely long soak in the bath and now chilling on the couch after a good old natter with my friend
Started doing my daily scratchcards again....how could I have forgotton about my free money :rolleyes: Hopefully be an extra bit to xmas funds. Now all I need is for overtime to come up and I might just be back on track :T
Hope everyone is having a lovely evening xx
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