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Fresh start....

1505153555658

Comments

  • Woo hoo.....total debt is now sub £50K - one mile stone gone :D

    Debt total - £49,619.21

    Had me a morning of sorting through paperwork etc so did a total of debt too as per balances I know of to date. I am sooooooooo happy that I am sub 50K next aim, sub 40K......

    K xx
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Karen_30 wrote: »
    Woo hoo.....total debt is now sub £50K - one mile stone gone :D

    Debt total - £49,619.21

    Had me a morning of sorting through paperwork etc so did a total of debt too as per balances I know of to date. I am sooooooooo happy that I am sub 50K next aim, sub 40K......

    K xx

    :j:j:j well done you :A that's fantastic news :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is lovely when you meet a milestone isn't it! Well done you!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Afternoon,

    Hope everyone is well and had lovely weekends. Can't beleive it's Monday already....although don't have to work so that's nice :D

    Just waiting for my sister and Aunt to arrive in a hour or so then hopefully go out for some lunch. Then this evening another friend is coming up for a lovely chilled out evening. All in all lots to look forward too!

    MOT due tomorrow :eek: Not looking forward to it as know a couple of things that need doing so will cost, just hoping it's reasonable. Got to be done, I need to keep mobile.

    Have managed to spring clean the entire flat over the course of yesterday and today - it looks lovely. Also bought myself some flowers to cheer me up and brighten the living room.

    Hope everyone has a lovely day xx
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    :j:j for the flowers

    A friend bought me some on Friday - they have really cheered me up :D

    In fact, :j for friends and family :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Primula
    Primula Posts: 953 Forumite
    Karen_30 wrote: »
    Woo hoo.....total debt is now sub £50K - one mile stone gone :D

    Debt total - £49,619.21

    Had me a morning of sorting through paperwork etc so did a total of debt too as per balances I know of to date. I am sooooooooo happy that I am sub 50K next aim, sub 40K......

    K xx


    Well done Karen, that's great news. Keep up the good work.
  • Just have to get things out.....can't stop crying again, can't eat, can't sleep.....this is driving me insane.

    I am trying so hard to be positive and calm about all of this but I am finding it so hard. I just want to be with him, he's being more positive but I keep over analysing everything and reducing myself to tears......

    Feel so sick today, tired, haven't stopped crying since I woke up......

    I know these things take time and if it's going to work and be right then it has to be right for both of us.....just finding this all really hard at the moment :-(

    Rant over.... xxx
  • Karen honestly there is nothing anybody can say to cheer you up or to help clear your head.

    You just have to cry and scream and get your emotions out anyway you can to sort your head out.

    Whatever happens youll be fine and whats for you wont pass by you (or so my nanna says...)

    x
  • claire0788 wrote: »
    Karen honestly there is nothing anybody can say to cheer you up or to help clear your head.

    You just have to cry and scream and get your emotions out anyway you can to sort your head out.

    Whatever happens youll be fine and whats for you wont pass by you (or so my nanna says...)

    x

    Thank you Claire. That's a nice saying, never heard that before. I thought I was getting stronger but this week I have been all over the place, finding everything really hard. Even just getting out of bed of the morning.

    Thanks again for your kind words x
  • Karen - I think everyone has days/weeks like that anyway regardless of what else is going on in life. As you have so much on your mind at the moment you are bound to have some rough patches iyswim.

    Take care and i'm with claire - crying is good for you! xxxx
    DFW Nerd #1152
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