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Fresh start....

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Comments

  • babyhead
    babyhead Posts: 731 Forumite
    Pleased to hear you sounding so positive. Climbing sounds like a good plan!

    Bowski's right - you WILL get through this!

    Take care and *hugs* xx
    DFW Nerd #1152
  • Primula
    Primula Posts: 953 Forumite
    Just sending you some virtual hugs and hope you are ok.
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hello from me too - hope you're OK? :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Karen - hope you are okay. glad you have given yourself something to look forward to with the climbing course. Also hopefully you will start "living every day" rather than spending your whole week "living for the weekend when he's home"! You will get thro this -I know it messes with your hopes and dreams but you will get thro this and be stronger for it whether he comes back to you or not....

    Just take each day as it comes....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PS

    Hugs hellokitty03.gif

    hellokitty11.gif
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Just wanted to pop in and say thank you so much for your posts. I'm doing ok, really I am, just going to take some time before I am ready to be thinking about money etc.....

    Hope everyone is really well, you are all :A

    Love Karen xxx
  • babyhead
    babyhead Posts: 731 Forumite
    Glad u r ok Karen xx

    Take your time - we shall all still be here when u r ready 2 think about money! ;) Take care xx :)
    DFW Nerd #1152
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Karen

    Don't feel you can only post here about money! Post away - happy, sad, mad :mad: or just generally needing to chat

    Take care of you :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for posting to let us know you're ok. I second everything babyhead said.
    Take care of yourself :grouphug:
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Thanks guys, :A

    I'm going through an angry stage at the moment and on top of all the other stuff with ex I have had some other family things going on....i'm an emotional mess at the mo :cry:

    I'll get there in the end, just need to get my head around everything and come out the other side.

    On a positive for today....I start my course this evening - very excited :j xx
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