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Fresh start....

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Comments

  • Primula
    Primula Posts: 953 Forumite
    Glad you are ok, hope you enjoy your course.

    I echo what the others have said too.

    Take care hun.

    P
    x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    enjoy your course - you can use this forum for far more than money - we all do....!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Karen

    Sounds odd - but angry is good :confused: It's moving on a stage from when you feel you are just functioning in a bubble

    Take care of you :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Morning,

    Hope everyone is well.

    Sadly my course didn't happen. There was a road traffic accident on the way just in front of me and I got caught up in the queue of that for nearly two hours!! Poor people, bless them. I couldn't even turn around as it was a little country lane and I was blocked in by police cars etc that were using the other side of the road. I just hope that they were all ok - it was horrible to see.

    SG - you're right angry is good. It's helped me process a lot in my mind too. This time apart from him has given me time to think about myself aswell as my relationship. It's good to do some soul searching now and again....i've learnt a lot these past few weeks - some good, some bad but at least I can process it all and that's a start isn't it :confused:

    You'll be pleased to know that I have committed myself to some overtime this weekend :T I've put myself down for Saturday overtime all day. This gives me Sunday and Monday to myself as day off. Sat night I will settle down to some good old X-factor etc....Sunday not sure and then Monday my Aunt is coming for a visit which will be lovely :-)

    This evening I am going out with a girly friend for dinner which will be nice, I hope to work a little more overtime next week too just to boost my October pay packet.

    Anyway, enough yapping from me. I will try and log in tonight to catch up on all your diaries....so sorry xxxxx
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are feeling a bit better. Nice to have some extra money from overtime to look forward to....

    Plan some treats for yourself to - it will help you keep going....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Primula
    Primula Posts: 953 Forumite
    Nice to see you back posting again. Enjoy your girly meal out - nothing like it.
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Afternoon,

    Hope everyone is ok and enjoying their weekends. Well after a busy but eventful few weeks it's all caught up with me and I feel totally run down...managed to keep it at bay until now so feel i've done quit well really :rotfl:

    Anyhow, I still managed to do my climbing course (which was rebooked from wed) and now my arms are aching even trying to type this!!! Good exercise me thinks, i'll have lovely toned arms in no time! It was such good fun and can't wait to go again Wed eve :j

    Managed to fit in a few hours overtime this morning, feeling slightly back to normal work wise.

    Met up with ex last night, things seem to be getting better and we are working a lot out which is good. I'm actually feeling positive about things at the moment that we can work this out...time will tell and a long way to go but hey, it's a start. Just going to go into it with my head clear and remain strong no matter what happens.

    Anyhow, i'm off to relax in a long hot bath to try and stop my muscles aching somehow!

    K xx
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Karen

    Sounds like posirive news with OH, fingers crossed it all works out :D

    Hope you enjoyed the bath - and it eased the aches a bit

    Take care of you :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Shoe_Gal wrote: »
    Hi Karen

    Sounds like posirive news with OH, fingers crossed it all works out :D

    Hope you enjoyed the bath - and it eased the aches a bit

    Take care of you :A

    Thank you :A
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad the weekend is going well! It is good for you to have an extra interest with the climbing - toned arms sounds good too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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