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New beginnings.....

Hey all,

I have decided to start a new diary as feel as though I am entering a new chapter in my life and given all that has happened in past couple of months I feel it is time for a new start all round. So here starts the next chapter in my life.....don't know what it holds for me but will deal with everything that comes my way, good or bad, as best I know how.

Hope all my lovely regulars and anyone new will continue to pop by and say hi :D

Here goes, todays aims -
  • daily scratchies
  • freshen up flat (already started)
  • clear washing and put out to dry (nearly there)
  • attend my spinning class at gym
  • enjoy a nice evening with OH who is coming round to flat this evening
  • look more into tandem sky dive.....oh yes, I have asked my family for money for bday and want to do one by the end of 2009 :p
Think that's enough for today, half way there with most of it, will update tomorrow with achievements.

Will start on money and debt busting tomorrow, small steps, take each day as it comes and rebuild me and my life slowly ;)

K xx
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Comments

  • Primula
    Primula Posts: 953 Forumite
    edited 8 October 2009 at 7:55PM
    Hiya
    Yay, first to post on your new shiny diary. I'm jumping back on board to follow your journey with you.
    P
    x


    Off to subscribe now


    Eeeek.......I have just noticed your tandem sky-dive bit. OMG OMG OMG!
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Primula wrote: »
    Hiya
    Yay, first to post on your new shiny diary. I'm jumping back on board to follow your journey with you.
    P
    x


    Off to subscribe now


    Eeeek.......I have just noticed your tandem sky-dive bit. OMG OMG OMG!

    :rotfl:Yes, it's something that I have considered doing in the past but never got round to doing it but in my new found confidence and enthusiasm I AM going to do it by the end of the year, hence have asked parents for money for my birthday later this month ;)

    Nice to hear from you :D xx
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Morning,

    Hope everyone is well and having a good day so far. I've not long logged in to work - the benefits of working from home eh ;)

    Managed to do everything on my list yesterday :T Had a lovely evening with OH and we are spending some time together this evening too....it's gonna be a slow process but i'm thinking better it's right and we know it than to rush back in and things just go pear shaped....it'll work out for the best and the right reasons whatever happens :rolleyes:

    Anyhow, today's plans -
    • short day at work (woo hoo!)
    • daily scratchies
    • visit to Mum's house to go through loft (OH is going to help this evening) and find some bits of mine. She's away on hols so easier that way.
    Nothing else really as that'll take up most of my time. Have 6 hours overtime planned for this weekend and a night with friend on Saturday, hopefully involving wine!!!

    Have a good day all xx
  • Hello, just started a diary myself, so am just browsing into others.
    I've decided I'll subscribe and keep myself up to date. :) You seem to be very organised so I'm hoping I can get some inspiration from you. :D I will definatly need it.
    Good luck sorting the stuff from your mum's loft - mine won't let me up into hers to get my stuff! :( She keeps saying she'll get it but never does. :rolleyes:

    Anyway I'll stop talking now! Nice to 'meet' you. :T Be back soon.


    thecatswhiskers xx
    ''Who among us hasn't envied a cats ability to ignore the cares of daily life and to relax completely?''
    ''There is, incidentally, no way of talking about cats that allows us to come off as a sane person''
    ''Beware of people who dislike cats''
    ''There are few things in life more heartwarming than to be welcomed by a cat''
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hello, just started a diary myself, so am just browsing into others.
    I've decided I'll subscribe and keep myself up to date. :) You seem to be very organised so I'm hoping I can get some inspiration from you. :D I will definatly need it.
    Good luck sorting the stuff from your mum's loft - mine won't let me up into hers to get my stuff! :( She keeps saying she'll get it but never does. :rolleyes:

    Anyway I'll stop talking now! Nice to 'meet' you. :T Be back soon.


    thecatswhiskers xx

    Hi Catwhiskers - love the name by the way!!! Look forward to catching up soon and will pop over to your diary and say hi.

    K xx

    P.S - love your signature :-) xx
  • Thank you - I put more effort into my signature than my first post. Hehe. :T Now to put that much effort into getting rid of my debts and I'll be well on my way. ;)
    ''Who among us hasn't envied a cats ability to ignore the cares of daily life and to relax completely?''
    ''There is, incidentally, no way of talking about cats that allows us to come off as a sane person''
    ''Beware of people who dislike cats''
    ''There are few things in life more heartwarming than to be welcomed by a cat''
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Ok, everything done on list now apart from visit to Mum's for loft experience! I am kind of looking forward to going and having a good look through and finding things from my past I may have forgotten about.....I was at home for 26 years so hoping for lots of exciting things......might have to steer OH away from the boxes of pictures......might be some old, not so flattering, pics of me or pics of me with ex's.....um not so sure that's a great idea for now :rolleyes:

    Hope everyone has a nice evening, not sure what time i'll be back but may post some of my fun and exciting finds when I do :D
  • :T I'll look forward to hearing all about it


    thecatswhiskers xx
    ''Who among us hasn't envied a cats ability to ignore the cares of daily life and to relax completely?''
    ''There is, incidentally, no way of talking about cats that allows us to come off as a sane person''
    ''Beware of people who dislike cats''
    ''There are few things in life more heartwarming than to be welcomed by a cat''
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi karen - found you. Good luck with this next stage - keep debt busting!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    hi karen - found you. Good luck with this next stage - keep debt busting!

    Thanks SH.......first effort towards debt busting tomorrow.....overtime :T Now I must be back on track as not done this in a while :o Now off to bed as early start. Night night x
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