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New beginnings.....

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Comments

  • Karen_30
    Karen_30 Posts: 823 Forumite
    Debt update.......total........£46,676.62 :eek:

    However that does mean since last update on it i've paid off £1012.20....woo hoo :j
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    :beer: Well done !
  • savingholmes
    savingholmes Posts: 29,137 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Karen_30 wrote: »
    Debt update.......total........£46,676.62 :eek:

    However that does mean since last update on it i've paid off £1012.20....woo hoo :j
    Well done you - still making great strides
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
    3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
    (If took bigger lump sum = 62.7K or 49.2%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • Michelin
    Michelin Posts: 204 Forumite
    Part of the Furniture Combo Breaker
    Karen_30 wrote: »
    Debt update.......total........£46,676.62 :eek:

    However that does mean since last update on it i've paid off £1012.20....woo hoo :j

    Well done Karen!
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Karen

    Good to 'see' you back - and well done on the debt busting :j

    How are things going with OH?
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hey Karen,

    How you doing? Not 'seen' you around for a wee while!
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Swinstie73 wrote: »
    Hey Karen,

    How you doing? Not 'seen' you around for a wee while!

    Hello there!

    So sorry not been around combination of life, work and oh work again :mad: So busy!!

    Popping on tonight as know I need to get back on the MSE way of life and back on track.....:o

    Things very good thanks, just preparing or Xmas very unorganised and been victim of card fraud of some kind so some XXXXXXX took £472 out of my current account yesterday :mad::mad::mad::mad::mad: - making me even more concious and aware of money even more so than normal.

    Will try hard to get back on daily and catch up with everyone, things just been manic of late.

    Hope everyone is well xx
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Shoe_Gal wrote: »
    Hi Karen

    Good to 'see' you back - and well done on the debt busting :j

    How are things going with OH?

    Sorry SG, delayed reply!

    Things with OH and I very good at mo, taking very slowly but all heading very much in the right direction and happy :D xx
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hi hun, glad your good.

    Sorry bout the card fraud, hope you get it back quickly xx
    Now a SAHM trying to earn some spare pennies each month
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Karen_30 wrote: »
    Sorry SG, delayed reply!

    Things with OH and I very good at mo, taking very slowly but all heading very much in the right direction and happy :D xx

    Fab news - am really pleased for you :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
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