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New beginnings.....

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Comments

  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Karen

    Happy new diary - and happy new life :D

    You are sounding really positive, I think you've coped amazingly well with everything that has happened ove the last few months :A
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    thecatswhiskers wrote: »
    Thank you - I put more effort into my signature than my first post. Hehe. :T Now to put that much effort into getting rid of my debts and I'll be well on my way. ;)

    Just wanted to say that I love your signature :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Shoe_Gal wrote: »
    Hi Karen

    Happy new diary - and happy new life :D

    You are sounding really positive, I think you've coped amazingly well with everything that has happened ove the last few months :A

    Thanks SG. I've suprised myself how strong I can be when it's called for. Now it's all about moving foward in every way....starting with overtime today which I am almost finished doing :j

    xx
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    Wooo for overtime, we like overtime here (well the money part) :)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    I work loads of 'overtime' but don't get paid for it :mad: so I envy those who do!
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    Shoe Gal, can you not just say your not available for overtime then ? Dont do more than your share of work specially if your not getting paid for it !
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    I know,I know :o I call it career deveopment/being a mug (delete as appropriate :rolleyes:)
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got the overtime - hope you have a good weekend
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hey SG, SH and claire - hope you're all having a lovely wend so far :D

    Well finished my overtime :T Now my weekend is mine :j

    Off out for meal with friend tonight, we're going to a nice little Italian in town - yum yum. Tomorrow I am off to see my Daddy as he is home and then tomorrow evening meeting up with another girly friend :D Quite a nice weekend in all and shouldn't be too expensive apart from meal tonight but I deserve it!

    Right off to watch x-factor repeat as missed the last one from last week .....oh I love the fact x-factor and strictly is back on!!! :j:j

  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Your plans sound lovely - and well done for having life all of your own :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
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