New beginnings.....

babyhead

Well done Karen - i'm pleased everything is going well for you

Karen_30

OK - i've decided I need a little challenge re money/debt or i'll just plod along and not make the effort and seem to be letting everything else taking over :mad:

So, my new aim re debt is to get it sub £40K ASAP - i'm going to update regularly and try and keep myself on track.

Little list to do from tomorrow for rest of week-

• start a spending diary
• write letter to barclays
• get back to eating sensible, been bad of late with meals out!
• use the gym
• work out a budget for November for payday (15th)
• start sorting flat room by room

Not really exciting but little things that I need to start doing, keep on top of etc.

Hope to be able to update more regularly from now on and focus more on money :rolleyes:

K xx

Swinstie73

Hi Karen,

Found your new diary! Happy belated birthday and good luck with your challenge. It's great getting to a milestone. x

Karen_30

Swinstie73 wrote: »

Hi Karen,

Found your new diary! Happy belated birthday and good luck with your challenge. It's great getting to a milestone. x

Thanks Swinstie, just trying to catch up on everyones diaries so will be popping over to yours very soon!! xx

Shoe_Gal

Good luck with the new plan - remember, baby steps

Karen_30

Shoe_Gal wrote: »

Good luck with the new plan - remember, baby steps

Thanks SG, def baby steps....don't think i'm capable of much more at the moment in every sense :rolleyes:

Can't beleive Monday is over already! x

Shoe_Gal

I'm just glad it is :rolleyes:

savingholmes

glad monday over too

Karen_30

Ok, breaking it down into small steps...

Aims for Tuesday -

• complete a full days work
• go to the gym
• daily scrath cards
• no spend day (need to have more of these )
• put wash load on
• eat sensibly (no chocolate!)

Little things but make my life that bit easier!

K x

Shoe_Gal

Good luck with Tuesday's plan - baby steps all the way