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Fresh start....
Comments
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Ok, back to my daily list of things to do as for some reason this works for me...
- Check online banking
- Daily scratch cards
- No spend day
- Get up at 7am at latest (have habit of dragging self out of bed and on to computer without sitting down for a cuppa, breakfast or anything
)
- 30 mins exercise
- Eat sensibly
- Overtime (if available)
- 1 washload and hang out to dry
- Get things ready for work Thurs and Fri (in London)
- Early night ready for 5am rise :eek:
Think that's enough to be getting on with for now - lots of little things really.
Night night all, xx0 -
- Check online banking (DONE)
- Daily scratch cards (DONE)
- No spend day
- Get up at 7am at latest (have habit of dragging self out of bed and on to computer without sitting down for a cuppa, breakfast or anything
) (DONE)
- 30 mins exercise
- Eat sensibly (SO FAR SO GOOD)
- Overtime (if available) (DOING 6-8PM)
- 1 washload and hang out to dry (DONE)
- Get things ready for work Thurs and Fri (in London)
- Early night ready for 5am rise :eek:
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Congrats on the DONE things.
I think a TO DO list would work for me also. Will give it a go.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
hi karen you are still doing so well!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well done on the 'DONE' stuff :A
Am trying a daily list myself - hope it helps meSometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
congrats on the list and the completed tasks well donemisselvis proud and in motion - dealing with her debts step by step
DFW #107
challenge pay off 6.5k by the end of 2017~ £388/£6500 challenge 1% challenge = 6% of debt cleared; challenge - build up 3 months emergency fund- £0/£60000 -
Well done from me too on your "DONE" stuff. I did a list today, just on paper, and I ran around all evening like a woman possessed and I have achieved most things on my list. Maybe a list would work for me too in my diary. Good luck tomorrow and Fri in London.0
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Evening all,
Hope everyone is well. I'm absolutely shattered and already in bed, been to London today and ended up stuck in office until 6ish so didn't get home until half eight or so and quick bite to eat, bath and bed. How I used to do this every day I don't know :eek: Same again tomorrow and then it's the weekend :j
Not been able to do too much for latter part of this week due to London but am keeping up with my daily scratchies and that's about it. Life returns to normal as of Saturday so feel better about that and at the moment don't have any pending trips to London that I know about which is even better!
Busy wend ahead, overtime Sat day, Sat eve at friends in Southampton and staying over so can have a drink (wine already in fridge so no spends for me!) and then Sunday have an engagement party thingy to go to in the afternoon - need to buy a little gift for that one - any ideas....anyone??? Then I have Monday off work, always work every other Mon which is the bonus of compressed hours and works new flexible working packages :T
Right i'm off to sleep now and completely wiped out! Night all,
K xx0 -
:j
Not been able to do too much for latter part of this week due to London but am keeping up with my daily scratchies and that's about it. Life returns to normal as of Saturday so feel better about that and at the moment don't have any pending trips to London that I know about which is even better!
Busy wend ahead, overtime Sat day, Sat eve at friends in Southampton and staying over so can have a drink (wine already in fridge so no spends for me!) and then Sunday have an engagement party thingy to go to in the afternoon - need to buy a little gift for that one - any ideas....anyone??? Then I have Monday off work, always work every other Mon which is the bonus of compressed hours and works new flexible working packages :T
Well done getting through the London working. And well done on the wine already in the fridge for your evening out. :T Re the engagement prezzie, my only suggestion would be to decide on a price and stick to it, oh, and take OH along with you in the hope he will pay!! :rotfl: Enjoy.0
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