Fresh start....

Karen_30

Shoe_Gal wrote: »

:j:j:j you are doing sooooooooooo well :A

Thanks SG - i'm feeling quite motivated at the mo but need to keep it up now!

Primula

Hi Karen
Just been catching up with MSE as been doing some extra work, can't wait to get paid for it! LOL. Glad you had a nice weekend and are back to your motivated state again.
P

Karen_30

Todays aims......

• check online banking
• daily scratchies
• no spend day
• eat sensibly
• go for a run
• 2 washloads (will finish it all and have empty baskets!)
• spruce of flat
• clean bathrooms
• clean kitten tray

Nothing exciting but has to be done and all in the name of getting organised and well on my way to becoming debt free

K xx

Karen_30

• check online banking (DONE)
• daily scratchies (DONE)
• no spend day (DONE)
• eat sensibly (SORT OF )
• go for a run (NOT DOING....I'M POOPED AFTER A 4AM RISE WITH OSCAR!!!)
• 2 washloads (will finish it all and have empty baskets!) (DONE)
• spruce of flat (BLITZ OF FLAT - WOO HOO)
• clean bathrooms (TOM)
• clean kitten tray (DONE)

Also managed to write CC charges reclaim letter to halifax credit card! :T

Not doing too badly on the motivation front. Annoyed today as overtime been cancelled :mad: .....OH is away so empty flat apart from me and Oscar. Am borrowing carpet cleaner from mum so will be doing all the carpets in the flat this weekend (all cream) and will have the flat looking like new by Sunday evening. Beats spending money I guess :rolleyes:

Off to surf others diaries....have a good evening all!

K xx

babyhead

Well done Karen :j

Fancy doing my carpets too? They are soooooo in need of a clean already

Keep it up!! XX

Karen_30

babyhead wrote: »

Well done Karen :j

Fancy doing my carpets too? They are soooooo in need of a clean already

Keep it up!! XX

Thanks Babyhead - I feel on top of things at the moment, just need the debts to come down. My problem is I haven't learnt the art of patience yet....:rotfl:

Shoe_Gal

:beer: well done Karen, you are doing really well

Can I borrow some of your motivation, I've lost mine

Primula

Oh, busy weekend for you Karen. Mind you, I am going to be busy too, got loads of housework to do again, after being so good for a few days. Never mind, I will get there! Pants to your overtime too, hopefully it will pick up again soon.
Have a good weekend.

Karen_30

Hey guys,

I'm all carpet cleaned out at the moment....never realised what cleaning carpets could do to you! My back, arms, legs....all ache. So unfit!

On a nicer note, the flat is looking great - the carpets are lovely and clean and it's nicely spruced

Back to work tomorrow....didn't win that lottery sadly. Feeling up for a nice challenge of no spending and being good again this week. Have had my nephews to stay this weekend so been a tad expensive and we're away camping with them next week so will be super good from now until Friday

Hope everyone has had a nice wend xx

Karen_30

Evening,

Thought I would write my list of aims/main things to do this week as know it's going to be a busy one and might not get chance to update regularly!

Daily -

• Scratch cards
• Online banking
• Spruce of flat (sides, dishwasher etc)
• eat sensibly

Week -

• three exercise sessions
• at least 3 no spend days
• full days work Mon-thurs (fri pm off)
• prep for wend camping :j

Nothing exciting but trying to keep it simple as lots on at the mo. Oh and have flat inspection Wed afternoon too, not overly bothered as it looks as good as the day we moved in!

Brings me on nicely to another issue, OH and I have decided to think about buying in the new year. We're going to go all out for the remainer of this month and try and save as much as possible towards a deposit.

Yes, I am sure there are some on here or possibly reading this and thinking why when you have debt - BUT - everyones life is different and I am 31 in a couple of months and have a mountain of debt which isn't going to disappear over night. If anything our mortgage payments will be less than our rent so will benefit me in long run!!!! My debt is going down and by a good amount each month so for the next 5 months we are going to join forces and build up our deposit in the hope OH can get mortgage next year and we can buy our first home....a first step towards our future together. We want kids etc but it's important to us (maybe not some) to have our own home first.

Anyhow, that's what I will be working towards from Aug payday so will be keeping a tally. Then as of Jan it'll be back on clearing those debts. Don't get me wrong I will still be budgeting for all the other things, food, hair, xmas etc etc and am still going to be keeping a tight hold on my debts too.

Kind of exciting times ahead and hopefully a 2010 to remember in all senses.

Anyhow, yapped for far too long. On to planning and sorting.....

K xx