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Fresh start....

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Comments

  • Karen_30
    Karen_30 Posts: 823 Forumite
    Evening,

    What a weird Saturday, one min it's raining the next lovely sunshine????

    Have had a lovely day with OH, went to out for lunch, spot of shopping and then to the cinema....very nice indeed. Now back home and chilling out on couch.

    Haven't got round to the budgeting yet, giving myself day off of money thinking. Tomorrow I think we are going to the zoo so I guess Monday will be my sorting day whilst OH is at work.

    Hope everyone is having a lovely weekend x
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Well it's absolutely pouring down here, scrapped my plans for a walk so I have been surfing Ebay for water proof digital cameras for Cuba and researching my next holiday destination :D

    Hope you have a great day at the Zoo, I haven't been for ages! Sounds like you had a nice day yesterday, shame the weekend will soon be over!

    J

    X

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hello there,

    Hope everyone is having a lovely Sunday :D We've been to Marwell Zoo today, I haven't been since I was a kid so really nice. Even though it rained most of the day it was still lovely and I fell in love with a Sand Cat - I wanted to take him home :smileyhea

    jtr2803 - we have a brilliant waterproof digital camera which we use all the time. They are a great investment - also you can buy really good waterproof casing for most too. We found the need for one when we were once on walking trip in the Peak District - it rained all day long (stormy) and by the time we got back everything had drowned :rolleyes: Learnt our lesson there.

    So, back to reality now. I've had my weekend of not thinking about money, maybe spending a bit too much but hey, it's the first weekend OH has had off in ages and we wanted to spend some 'quality' time the two of us. Some things matter more now and again than the bliming debt ;)

    Anyway....must get back on track now. Tomorrow is my normal Mon off (get every other monday off) so it's going to be a blitz flat, sort paperwork, budgeteering day.....can't wait :rolleyes:

    Off to read and catch up on your lovely diaries now,

    K xx
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi karen glad you had a good day - hope tomorrow goes well too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    evening karen
    sounds like u all had a lovely day!
    enjoy ur housework day tomorrow, im planning to iron and tidy my ebay warehouse aka dining room!
    enjoyxx
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Thanks guys - i'm hoping its going to be one of my famous sort everything days. I figure if I have at least one a month then I can keep on top of things.....just :rotfl:

    mrscmr - i'm loving your ebay warehouse :rotfl:

    xx
  • babyhead
    babyhead Posts: 731 Forumite
    Hi Karen..hope u r enjoying your sorting day. I could do with having at least one of these a month!!

    Ebay warehouse....lol I have one of these as well :O)
    DFW Nerd #1152
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Morning all,

    Thanks Babyhead - I find these days help me keep on top of things!

    Plan of action for today then.....
    • Sort flat, dust, hoover etc.
    • Eat sensibly ALL day
    • 30 mins of exercise
    • Check online banking
    • Daily scratch cards
    • Budgets for rest of month
    • Get on top of washing pile
    • Search for freebies online (been slack of late)
    • Print off more RC info and create folder (healthy eating menus)
    • Drink more water - rubbish at this
    • Chase up college prospectus - not arrived :mad:
    • Sort through pending paperwork, update debt totals etc
    Do all of this by early evening so I can relax and have me an early night ready for work tomorrow :D

    Have a good day all,

    K x
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    you are a one woman dynamo! wow!!! im so impressed!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    That is a HUGE list!! Good luck with the freebie hunting, I used to do it quite a bit but haven't for a while, let us know if you find anything interesting!

    Do you think you will have much overtime this month?

    J

    X

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
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