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Fresh start....
Comments
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I've decided to turn the next few days into positive, proactive ones......so aims for the next few days and the duration are as follows....
1. Exercise 30 mins a day (the usual).
2. VERY healthy eating.
3. Get up to date with the washing.
4. Get flat super shiny, clean and cleared.
5. Send off for part time course prospectus of local colleges.
6. Make more of effort in work time (no logging on to here - sorry!:o)
7. Prepare for my work appraisal (14th May)
8. Perpare a 5 year plan....oh yes....I did say it.....5 year plan. This is to be personal to me - I've always wanted to retrain and be a nurse. Never done anything about it due to being financially unable, ex who obliterated any self esteem I had to the point of panic attacks and not leaving the house. Time to start taking action. Can't wait :j
9. Re-pot my house plants - one has got too big for it's pot and wants to grow....poor thing
10. Read more circulars/legislation re work - law changes so regularly but I never take the time to look at them in detail. Oops!
Feeling super positive about things at the moment and really want to make the most of this and start taking action for a better, brighter, positive future!!!! :j
Oh and I haven't forgotten my debts, they still come into this but obviously on dmp so it's save save save all the way until I can make a big dent in paying off some.
K x0 -
Nice one.
Certainly liking your "to do" list.
Enjoy your sprawl out in the bed......!!!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Hey there,
Just wanted to post to say won't be signing on for a little while. Nothing personal, just that I find myself logging on in work, home, first thing in morning, last thing at night and so on and so on....so I am going MSE cold turkey for the rest of this week.
I have lots on work wise and really need to take some time away from the screen of a lap top or pc - even more so now that I am working from home as perm sat in front of one or the other.
For instance, I brought a newspaper today and I still haven't read it.....(am going to after this post) .....been perm surfing on here. Need me a little break.
I'm not dissapearing, just going to leave it for this week and concentrate on a few other things.
HAve a good week all and speak/catch up next week.
K xx
P.S - SH I hope you get great news about the job this week - am looking forward to catching up on the good news next weekxx
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i know what u mean karen.... look forward to welcoming you back as soon as you are ready
hugs mrscmrxxx
i will try really hard to work on my ebay so i can report a good improvement by the end of the week just for you!!!xxxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Yeah, I know what you mean too about logging on here so much, it sure is addictive, but better than spending money elsewhere! I'm wondering how long you can stay away! LOL. Bet you're back peeping before the weekend!0
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:j Karen you sound super organised again! A 5 year plan :eek:! I would have no idea where to start on a long term plan like that, I think the furthest mine goes is about 5 weeks and that's only because I need to think about items we need for holiday!
Have you re started the daily clicks yet? Mine seem to be adding up nicely but I am still a way off withdrawing, got up 15 minutes earlier today just to do them, I wonder how long that will last? :rotfl:
Hope you enjoyed your bank hol, it's only 3 more days till the weekend!:T
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Just realised you hadn't been on for a while, hope you are ok!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Hi Karen - still no news from me. I think you are making the right decision to have some time out from mse it can be very addictiveAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi Karen,
I know the feeling with logging on here all the time, I cut short a phone call with OH last night cos I was too interested in reading diaries - the poor guy! Hope have a relaxing time away from here x0 -
Swinstie73 wrote: »Hi Karen,
I know the feeling with logging on here all the time, I cut short a phone call with OH last night cos I was too interested in reading diaries - the poor guy! Hope have a relaxing time away from here x
LOL :rotfl:0
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