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Fresh start....
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savingholmes wrote: »Hi Karen - sorry to hear your OH woke you - nice that he wants to share his life with you tho! Hope you have a lovely weekend despite the overtime!
You sound very fit and active - I could do with some of that....
It's very sweet that he wants to share his life with you but not at 1am in the morning :rolleyes: Bless him. He's on another late shift today, this time not home til 3/4am.....joy!
Fit and active.....ummmmm......does sitting on the couch typing away here count...?????0 -
Confession time...........................................................................................
I'VE BEEN REAL BAD................................REALLY BAD....................................
I've pigged out and done no exercise at all. I'm sat bored and no car to pop out :mad:
Not sure if i've mentioned but live in little market town, no close friends here as moved here to be OH.......OH works shifts and has taken car today.......i'm bored as nothing to do and REALLY don't feel like going for a run......having me a pants day.
Oh well, tomorrows another day and all that.......
Have a nice evening everyone, off to watch some trash tv.
K x0 -
Hi Karen - I agree not at 1am or any other time when already asleep - unless there has been a real disaster!
I know that bored feeling! You say you have no close friends nearby (I don't have enough either so need to take my own advice!!) how about joining some local clubs or doing a course in something so you get to know more locals.
If you do want to have a child one day - you will need a local support network - you may as well start building it now... especially if you are going to be working from home a lot. It is good financially and in terms of time saved from commuting but not so good socially... You need to connect locally...
If I don't get Tuesday's job I think I will try and find out a bit more about local courses and events as I am mega bored! I wouldn't mind but there is loads in my house that needs doing and I can't motivate myself to do it! I desperately need to exercise - no motivation for that either....
I've noticed it is one of the key things they establish on Spendaholics an "appropriate" social life and low cost ways of having fun! Bye for now....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »
If you do want to have a child one day - you will need a local support network - you may as well start building it now... especially if you are going to be working from home a lot. It is good financially and in terms of time saved from commuting but not so good socially... You need to connect locally...
If I don't get Tuesday's job I think I will try and find out a bit more about local courses and events as I am mega bored! I wouldn't mind but there is loads in my house that needs doing and I can't motivate myself to do it! I desperately need to exercise - no motivation for that either....
I've noticed it is one of the key things they establish on Spendaholics an "appropriate" social life and low cost ways of having fun! Bye for now....
Hey SH,
You're so right. Working from home great in that I don't have the £400 travel costs each month but socially I sometimes feel like I am going insane :rolleyes: Emails and the odd telephone calls just don't do it. I am now finding myself phoning my customers more so than normal just to remind them of things that are needed.....madness
I do have a couple of friends that I could call but one has just had little one and the other one isn't too social during the week and at weekends plans a lot with her OH. They are wife/ptn of my OH's mates, really great bunch but everyone already has their own lives to lead....etc etc.
I do a bit exercise wise but running is particularly lonely......although I love running as it gives me lots of time to think......normally i'll have that big house one day.....whilst i'm running past it.....a girl can dream:rotfl:
I'm particularly not looking forward to this week as working from home and OH is away from Tues to Sun. Normally I love having the time to myself but feeling a little lonely. Thankfully my friends from home town (hour away) are coming up Tues eve and then on Sat I am down to home town for a night out with friends for little sis bday. I'm sure I can amuse myself for the days in between.........
.......probably run like mad to burn of the HUGE bar of galaxy I have just munched my way though :embarasse........oops.0 -
Morning all,
Hope everyone is well this fine Saturday morning and having fun, because i'm not! Sat here working. Yes, I know it is for a the best reasons but blimey I don't feel as if I have left my desk these past couple of weeks. Thank goodness for bank holidays and that extra day off Tues to come :j
No specific plans for me today, just working til lunchtime then off to friends for evening of a run and then her OH is treating us to a takeaway.
Anyone have any nice plans for this weekend? Hope so! Think OH and I are going to go and play some crazy golf monday on the seaside and then for some nice lunch somewhere
Right best get back to it.
Have a grrrrrrrrrrrrrrrrrrrreat weekend!!
K x0 -
Good Morning!
What a lovely day! Karen don't beat yourself up too much about the eating and exercising, I think us women sometimes think we can take on the world and win all the time, you are doing so well with the over time and making headway into your debts that you do deserve a treat! I'm sorry to hear you are feeling lonelyWhen I split with my ex I went through a similar thing, I had lost all my friends and I remember one night getting into bed at 7.30pm and crying for almost two hours because I felt like I had no one, sometimes its really hard but you have to force yourself to go and make new friends! Is there a local running club or similar you could get involved with? I know exactly what you mean about people having their lives, I talked to a girl at work about this last week and said it's strange how people get older and grow apart.
Did you manage to come in under your weekly spend amount? Think I just managed it!
The crazy golf sounds awesome, I love crazy golf, especially at Hastings in the early evening, I think I still have a card for a free game from getting the ball in the uphill hole on the very last one :rotfl:. Perhaps I can make it one of my money saving nights out, drive up to beach, play a game of crazy golf and get some fish and chips and eat them on the beach
I hope you enjoy your day after working this morning, enjoy the take away, you deserve it!!
x
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Are there any running clubs you could join locally-that would be a great way of meeting people and also exercising. I felt very isolated when i had my ds three years ago as i was the first of my friends to have kids but i made myself go along to mums and tots and have met loads of friends through that. Enjoy your crazy golf at the seaside-it sounds great!HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.150 -
well done on persevering thro the overtime. Glad you are going to have a couple of days off tho - we all need that from time to time! Enjoy the crazy golf and make sure you get out more LOL!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
hi karen
how you doing? dont be too hard on ur self about eating and not sticking to ur diet... i know i need to get back on the good diet road! hmmm maybe tomorrow. shame of it is that if i just lost a stone i would be sooo happy and a stone isnt that hard to lose.
i work from home too and i know what its like .. ur feeling a bit cut off. thats why somewhere like this forum really helps.
hope ur having a good weekend
mrscmrxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi Karen
Sorry to see you have been a bit low. I'm sure it must be hard living in a new town away from friends and family. I would definitely echo what others have said about joining a club/class/group to meet new friends.
Hope you having a good weekend and you enjoyed your takeaway!
P
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