We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Fresh start....
Comments
-
just pop in to say hi and bye
im sickly
night night
Karen - well done on the overtime!:T You are working very hard to repay those debts....!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »bless - hope you feel better soon!
Karen - well done on the overtime!:T You are working very hard to repay those debts....!
Thanks SH - :A0 -
I see a new sig update! Well done on the over time :j
Will have to read through tomorrow morning as have had a horrible headache tonight and am off to bed soon
Hope you enjoy the rest of your evening x
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
0 -
well done on all that overtime :T:T
What do we do when we fall? We get up, dust ourselves off and start walking in the right direction again. Perhaps when we fall, it is easy to forget there are people along the way who help us stand and walk with us as we get back on track.0 -
Morning,
Hope everyone is well today, well so far anyway given how early it is!!
At work already, feel like I haven't left my desk this week at all and still have tomorrow and Saturday to go yet :eek: Got to keep telling myself the reasons why and then I feel better about it all. If only I had this mindset about 3 years ago, maybe I wouldn't be doing this at all :mad: Still can't look back.
No specific aims today, already done the usual scratchies. Need to check online banking see if any of my monies have come in then can transfer to savings. Eat sensibly and 30 mins of exercise is a must for today as didn't do too well yesterday, although I didn't eat loads either so i'm not feeling too bad about it.
Will pop back later and say hi.
K x0 -
Added £20 to my debt repayment fund from bingo scratchies, they hit my account today :j0
-
Good morning!
£20 is ace! It does add up! I am wonderng how much you are going to exceed your overtime target by as it is gaining momentum very quickly! If it's any consolation at least it is a bank holiday so it's an extra day off, you will still get a weekend of sorts!
Hope you do well on the exercise today :j
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
0 -
Good morning!
£20 is ace! It does add up! I am wonderng how much you are going to exceed your overtime target by as it is gaining momentum very quickly! If it's any consolation at least it is a bank holiday so it's an extra day off, you will still get a weekend of sorts!
Hope you do well on the exercise today :j
Morning!
I'm not sure re the overtime as cut off for June payday is Mid May and it's the 1st May tomorrow....i'm going to give it a good go though. Have 6 hrs to add Sat.
Forgot it was bank holiday, looking forward to that as have the Tuesday off too as taking OH to airport as going away.0 -
Doing well so far today.....on course for my third NSD in a row.....hoping to make it last at least until Sunday if I can help it!!
Eating sensibly going well, Special K for breakfast and tuna on slice of wholegrain toast with small salad for lunch....just got to make sure I eat a sensible dinner now :rolleyes: Will do my dvd for an hour or so tonight for exercise, it looks too cold and miserable for a run.
Best get back to it!
K x0 -
Hey there! Thanks for popping by to see me thought I would return the favour!
Looks like you are working really hard with all that overtime, great that is something you are able to do to up your income. I know it must be tough but I'm sure if you stay focussed you won't resent it too much.. Must be better than having to take on something different as a second job right?!
Big well done on the healthy eating whilst working so much as well, something I really need to do but waiting until I've stopped studying (my brain can only cope with so much!)
Cheers LPW xBaby on board - EDD 29th Sept0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards