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Fresh start....

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Comments

  • Primula
    Primula Posts: 953 Forumite
    Hiya Karen
    Just popping in to say a quick hello, you sound like you still going great guns - I see you have joined in with the takeaway challenge, as I have too. I must be strong, I must be strong, I must be strong..........LOL
    P
    x
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Primula wrote: »
    Hiya Karen
    Just popping in to say a quick hello, you sound like you still going great guns - I see you have joined in with the takeaway challenge, as I have too. I must be strong, I must be strong, I must be strong..........LOL
    P
    x

    Hi Primula,

    Hope you are well. Yes, joing the takeaway challenge - save pennies and weight!! Mind you I am going for a run with friend Sat evening and her OH has said he would treat us to takeaway as reward....does that count? I don't think it does as i'm not actually paying for it :T
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Phew!....finished for the day :j I'm kind of looking forward to not working for a whole evening. Don't get me wrong overtime is great and I am SO lucky to have the opportunity but I go to bed thinking of it, sleep dreaming of it and wake up having to do it :rotfl:

    So achievements today......
    1. Just won £10 (2x£5 wins) on take a break bingo. Not the freebies, but was naughty and had a go on the bingo scratch card and won. Woo hoo:j Have sent to withdraw funds, another £10 coming my way :D.
    2. Went for a run at lunch time, another 30mins exercise :T
    3. Eaten healthy so far today, just have to have the healthy dinner now.
    Now just going to surf the net, have a look at cashback sites - I am due back some money on greasy palms but still waiting for it to be validate :mad:

    I'm feeling rather positive about things at the moment :D:D:D:D:D

    K, x
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Karen_30 wrote: »
    Phew!....finished for the day :j I'm kind of looking forward to not working for a whole evening. Don't get me wrong overtime is great and I am SO lucky to have the opportunity but I go to bed thinking of it, sleep dreaming of it and wake up having to do it :rotfl:

    So achievements today......
    1. Just won £10 (2x£5 wins) on take a break bingo. Not the freebies, but was naughty and had a go on the bingo scratch card and won. Woo hoo:j Have sent to withdraw funds, another £10 coming my way :D.
    2. Went for a run at lunch time, another 30mins exercise :T
    3. Eaten healthy so far today, just have to have the healthy dinner now.
    Now just going to surf the net, have a look at cashback sites - I am due back some money on greasy palms but still waiting for it to be validate :mad:

    I'm feeling rather positive about things at the moment :D:D:D:D:D

    K, x

    Sorry I haven't managed to get back sooner, work dragged like a dragging thing that dragged farrrrrrrrrr too much but I didn't seem to have any 'free' time, figure that out! :rotfl:

    Well done on the healthy eating and exercise! Got your PM thanks, top stuff :T

    Get you on the £10 winning, that's £20 already this week for you isn't it? Looks like it's been a good week for us on the bingo :cool:. Know what you mean about greasypalm, I'm waiting for car insurance cashback to validate and yesterdays bingo join up cash back, looks like it will be June now for me :rolleyes:

    Did you manage to make it an NSD? I managed one today purely because I didn't transfer any surplus money out of my savings (I piggy back it from one account to another, it's only a few pence but it helps!).

    J
    x

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Karen you are a STAR for your PM's, thank you, thank you, thank you! Going to digest it all (maybe literally!) and get ready to start at the weekend, I will let you know how I get on :j

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Karen - nice to have the extra cash - be careful tho not to get sucked into gambling... I do have the odd dabble but usually using my free money from them - and partly to look like a genuine player!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hi Karen - nice to have the extra cash - be careful tho not to get sucked into gambling... I do have the odd dabble but usually using my free money from them - and partly to look like a genuine player!

    Hey SH,

    Yes you're right I will be careful not to gamble to much....yesterday was the first and I think, like you, i'll just dabble from free money to look like genuine player. Maybe 1 bingo ticket for 10p :rotfl:

    Hope you have a lovely day x
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Morning all,

    It's nice to have the sunny weather back, hope it lasts!

    Bonus - overtime is available tonight and some on Saturday too :j

    Nothing exciting happening here today, just work. Aims are;
    1. Eat sensibly
    2. NSD
    3. Exercise for 30 mins
    4. Work some overtime
    Oh and I had a NSD yesterday :T

    Have a good day all,

    K x
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the NSD - great news too about the overtime. You are really getting into this now aren't you! I am so grateful the sun is shining - Got up considerably earlier probably as a direct result!

    Have a great day!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • beckseven
    beckseven Posts: 877 Forumite
    Hi Karen_30-I thought i'd come and read your diary after your nice post on mine. You are doing really well-I'm going to try to top up my money too and be inspired by you-i'll have to try some free cash sites to get a few pounds exta
    HSBC Visa-High interest-£2349.23 Nat West £2605.18
    My Overdraft-£1500
    Barclaycard-1089.77
    Marks and Spencer card- 3331.30 next 92.67
    Total was 11066.29 now £10,968.15
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