Claim back any unfair bank charges! Article Discussion Area

shaun1977

sabelu wrote:

Although Halifax have said they will defend my claim they have until Tuesday, next week, to respond to it and have not yet done so. Is this normal?

Hi, yes this is getting more and more the normal practice, leaving it until the last minute. If they havent done so by tuesday though click the default button before 9am on wednesday, if you go to https://www.!!!!!!.uk you will find all the info on there

sgolddragon

Barclays Bank have filed a defence because i forgot to attach the schedule of charges to the claim form, (also lists the usual blurb).

What should i do now? Am i best to start a new claim?

shaun1977

sgolddragon wrote:

Barclays Bank have filed a defence because i forgot to attach the schedule of charges to the claim form, (also lists the usual blurb).

What should i do now? Am i best to start a new claim?

Hi, they havent filed a defence because of that alone, it is getting standard now. if you go to https://www.!!!!!!.uk/forum. there is a letter there specifically for this. if you post on there giving a brief run of their defence they will make sure you are sorted.

gtonge

Hi there,
I am not used to chatting on this forum so please bare with me! I currently have a Norwich & Peterborough account in my name which I have had for about 8 years but originally it was a joint account with my ex. I have only had this account on my own for the last 3 years approximately. How do I go about claiming any charges and do I ask for a full 6 years or just the last 3. My ex originally opened the account and I was added when he needed me to go on the mortgage for him (he had managed to get himself into a lot of debt and needed me on the mortgage to release some equity to clear it all). The debt before this got to a stage where some months we had hundreds of bank charges - I remember one month over £400 which really messed us up! I have paid the account and am in credit (first time in years!) and so also opened another account in case they decide to close it. Also who do I make the £10 cheque payable to? sorry if these are dumb questions! Anything is much appreciated. I have finally sorted my financial affairs out so this seems the best time to do this!

shaun1977

gtonge wrote:

Hi there,
I am not used to chatting on this forum so please bare with me! I currently have a Norwich & Peterborough account in my name which I have had for about 8 years but originally it was a joint account with my ex. I have only had this account on my own for the last 3 years approximately. How do I go about claiming any charges and do I ask for a full 6 years or just the last 3. My ex originally opened the account and I was added when he needed me to go on the mortgage for him (he had managed to get himself into a lot of debt and needed me on the mortgage to release some equity to clear it all). The debt before this got to a stage where some months we had hundreds of bank charges - I remember one month over £400 which really messed us up! I have paid the account and am in credit (first time in years!) and so also opened another account in case they decide to close it. Also who do I make the £10 cheque payable to? sorry if these are dumb questions! Anything is much appreciated. I have finally sorted my financial affairs out so this seems the best time to do this!

Hi, you can reclaim all the charges dating back 6 years, the fact that it was joint does not come into it, for many reasons. send the dpa from https://www.!!!!!!.uk/forum it speeds things up, you will also get all your questions answered with all the support you need. you are beeter off with the dpa with cash at your local branch in person.

gtonge

Hi thankyou very much, unfortunately they have recently closed my local branch - the nearest one is 50 miles away which is a bit of a pain (another reason to close it!!) I will have a go with the consumercorner forum - do you think cash or cheque would be best and should I pay it to the bank?
Thankyou!!

shaun1977

gtonge wrote:

Hi thankyou very much, unfortunately they have recently closed my local branch - the nearest one is 50 miles away which is a bit of a pain (another reason to close it!!) I will have a go with the consumercorner forum - do you think cash or cheque would be best and should I pay it to the bank?
Thankyou!!

postal order made out to the bank

gtonge

Thankyou, I will see what happens!! thankyou for your help

sgolddragon

shaun1977 wrote:

Hi, they havent filed a defence because of that alone, it is getting standard now. if you go to https://www.!!!!!!.uk/forum. there is a letter there specifically for this. if you post on there giving a brief run of their defence they will make sure you are sorted.

Sorry Shaun,
I can't fathom how to post on consumercorner

Can't find letter.

hopeless really.

shaun1977

sgolddragon wrote:

Sorry Shaun,
I can't fathom how to post on consumercorner

Can't find letter.

hopeless really.

Hi have you registered?

if you have you will see a button called new topic, under the head of a section, the letters section will show only once registered. this is the link to part of what you want.