Claim back any unfair bank charges! Article Discussion Area

Penny_Saved

Hi

I think it's from the date you submit - although it's slightly different in Scotland so I could be wrong.
Good luck though, I got back all my money from two different banks so it's well worth doing.

shaun1977

Chadsman wrote:

RBS have not defended my claim so I asked for judgement to be entered against them. What happens now

hi, you will have to wait now until it has been issued 24-48hrs then thats is you have won and you get paid or send bailiffs in

more info at https://www.!!!!!!.uk/forum

shaun1977

sabelu wrote:

is the 28 day period for defence through moneyclaim from the date you submit, they reply to defend or indeed they reply with their defence? Does moneyclaim default to act in your favour outside these dates or do you have to ask for thr judgement to be entered against them?

hi its from the day you submit plus 5 days to being deemed served so 33 days from issue date. more info at https://www.!!!!!!.uk/forum

utd1999

Hi

This is my first time on the site and after reading all the posts I have I plucked up the courage to get my charges refunded by HSBC

I have read many posts but am still unsure on how to claim.

Is the amount you claim for the amount of whole fee charged or the fee - £12(the rate of fees recommended by the OFT)?

Thanks

shaun1977

utd1999 wrote:

Hi

This is my first time on the site and after reading all the posts I have I plucked up the courage to get my charges refunded by HSBC

I have read many posts but am still unsure on how to claim.

Is the amount you claim for the amount of whole fee charged or the fee - £12(the rate of fees recommended by the OFT)?

Thanks

Hi,
its the whole amount if you need more info go to https://www.!!!!!!.uk

Shaun

jonesey

jonesey wrote:

Hi could someone give me some advice please.my mum has had a returned direct debit for not having enough funds in her account{she didn't put enough money in to cover it}This is the first time this has happened to her.The bank are charging her £30.00 for this,is she entitled to claim this back.
Many Thanks

Sorry I,ve not answered sooner,I wrote a letter to the bank for my mum and she has just heard back from them saying that they,re sorry she is not happy with their service and that they are refunding the charge back into her account.I just want to say a Big Thank You to Shaun and everyone else from my mum and me,because she would have just paid it and not queried it,even though she couldn,t afford it.
THANKS

shaun1977

jonesey wrote:

Sorry I,ve not answered sooner,I wrote a letter to the bank for my mum and she has just heard back from them saying that they,re sorry she is not happy with their service and that they are refunding the charge back into her account.I just want to say a Big Thank You to Shaun and everyone else from my mum and me,because she would have just paid it and not queried it,even though she couldn,t afford it.
THANKS

Excellent news, :beer:

Oddgy

mani99 wrote:

Hi all, great thread but I didnt manage to read through all 100 pages, so apologies if this has been asked before!

I went into my local branch of Halifax and asked for the last 6 years statement, to which the guy at the counter laughed and told me that it would cost £5 PER statement (£360) in total! Just wanted to make sure that this isnt correct so I can return there tomorrow and (smugly, sp?) correct him.

Thanks

We wrote a letter to Halifax, they took 30 days to reply, and asked us to send them a cheqyue for £5 to send us the details of the charges that had been applied to the account.

It was £5 for all the info over the last 6 years, not £5 for each statement. I have read in other posts that often banks try this, in the hope that it puts you off!

See the other thread that i posted in this forum, that gave a template of the letter that i sent.

markluke_2

Hello everyone,

I hope I've posted this in the area.
I have sent the DPA letter to barclaycard, and they sent me statements from May 2004.
But before that it is going to cost me £3 a statement. They sent a letter with my statements, saying that the statemetns are on microfiche in date order and more than one customer could be on them and these are not "readily accessible" within the meaning of Data Protection Act.

For my two credit cards that I had it will cost me £240, which I really afford. Would I be able to claim this back if this is the only way.


Please help as I want to get all of the money back from the Bank.
Thanks

Lovingitifitsabargain

I am just sending them a request to refund me 60.00 and OH 180.00 but letter has to be sent back to their legal dept (sounds scarey !:eek: ) anyway gonna go for it but was wondering if anyones been successful with them so far - letter going off to HSBC tomorrow for 2,345.00 :eek: :eek: I never realised it was that much until I added it up waiting on a response from Mint and Monument - will keep you posted if I have any luck