Claim back any unfair bank charges! Article Discussion Area

melpomene

shaun1977 wrote:

if they have defended and it has been transfered then you just write a letterto the court. if it is still with moneycalim click continue and select the appropriate option

there isn't a *continue* option - if i select 'start' i can choose one of two statements neither of which is true. maybe i'm being too literal here...but they haven't admitted that 'all the money was owed'. should i tick that they have?

shaun1977

melpomene wrote:

there isn't a *continue* option - if i select 'start' i can choose one of two statements neither of which is true. maybe i'm being too literal here...but they haven't admitted that 'all the money was owed'. should i tick that they have?

no, think your just better off writing to northampton stating that you are withdrawing your claim, but only when the money is in your pocket

martin's_little_pupil

A quick question for Shaun1977 please.
Hi Shaun, could you just clarify a few things for me if you would'nt mind???
i haven't made a single claim yet as im still trying so hard not only to navigate my way around this fantastic site, master the pc. (know stuff all) lol, learn all the jargon and abbreviations etc,etc,etc. my brain (if i'v still got one) is pickled and im fast going into shutdown. PLEASE HELP???. just don't want to get it wrong, and look a complete idiot. (although i am one really but that's between me and you luv)lol. RIGHT!!! HERE GOES...

Have got a Barclays (or did have) creditcard/storecard that was started on 26/09/00 it defaulted on 28/02/02 and then was paid up in full in 04/04 (with me so far?) it's on my experian report, i rang experian the other day to see if i could get an account number for it, which they gave me, NOW!! this is the confusing bit, i think but not sure that it was in the hands of a DCA,(Hey!!! thats my very first abbreviation and im proud of it) lol. i have been ringing all different dptm of barclays to find out, if it was and who they were, as i have no paperwork on this account anymore. SORRY!! If this is so long winded but my question is WHAT letters do i send and who to??? or can't i untill i have the answer to, what DCA it was held with and do i send a letter to them as well with money also???.

martin's_little_pupil

A quick question for Shaun1977 please.
Hi Shaun, could you just clarify a few things for me if you would'nt mind???
i haven't made a single claim yet as im still trying so hard not only to navigate my way around this fantastic site, master the pc. (know stuff all) lol, learn all the jargon and abbreviations etc,etc,etc. my brain (if i'v still got one) is pickled and im fast going into shutdown. PLEASE HELP???. just don't want to get it wrong, and look a complete idiot. (although i am one really but that's between me and you luv)lol. RIGHT!!! HERE GOES...

Have got a Barclays (or did have) creditcard/storecard that was started on 26/09/00 it defaulted on 28/02/02 and then was paid up in full in 04/04 (with me so far?) it's on my experian report, i rang experian the other day to see if i could get an account number for it, which they gave me, NOW!! this is the confusing bit, i think but not sure that it was in the hands of a DCA,(Hey!!! thats my very first abbreviation and im proud of it) lol. i have been ringing all different dptm of barclays to find out, if it was and who they were, as i have no paperwork on this account anymore. SORRY!! If this is so long winded but my question is WHAT letters do i send and who to??? or can't i untill i have the answer to, what DCA it was held with and do i send a letter to them as well with money also???.

I know!!! i started this saying it was just a quick question for ya, did'nt I ??? YOU CAN SLAP ME ABOUT LATER. LOL,LOL
I know your such a clever man and will have all the answers and make it sound such a breeze. I LOVE CLEVER PEOPLE. where would we all be without ya??? up the bloody swanny thats where. Desperately awaiting your reply?... PS, I BEG YA, PLEASE DON'T POINT ME TO THAT PAGE IN THE CONSUMER CORNER (REMEMBER BRAIN PICKLED???) JUST WANT YA TO SAY WHAT LETTERS I HAVE TO SEND... HUGE, HUGE THANKYOU!!! AWW!! BLESS YOU!!...

foreveryoung_3

Hi, Lloyds have defalted by not replying to the court or paying me back any money as yet, i have just been told I can get the bayliffs in to lloyds, I have returned the form to the court asking for immediate payment. Can someone honestly answer this for me, as I would love to go that far and take them in on TV and prove a point that they cant keep robbing the poor. Thanks

shaun1977

martin's_little_pupil wrote:

A quick question for Shaun1977 please.
Hi Shaun, could you just clarify a few things for me if you would'nt mind???
i haven't made a single claim yet as im still trying so hard not only to navigate my way around this fantastic site, master the pc. (know stuff all) lol, learn all the jargon and abbreviations etc,etc,etc. my brain (if i'v still got one) is pickled and im fast going into shutdown. PLEASE HELP???. just don't want to get it wrong, and look a complete idiot. (although i am one really but that's between me and you luv)lol. RIGHT!!! HERE GOES...

Have got a Barclays (or did have) creditcard/storecard that was started on 26/09/00 it defaulted on 28/02/02 and then was paid up in full in 04/04 (with me so far?) it's on my experian report, i rang experian the other day to see if i could get an account number for it, which they gave me, NOW!! this is the confusing bit, i think but not sure that it was in the hands of a DCA,(Hey!!! thats my very first abbreviation and im proud of it) lol. i have been ringing all different dptm of barclays to find out, if it was and who they were, as i have no paperwork on this account anymore. SORRY!! If this is so long winded but my question is WHAT letters do i send and who to??? or can't i untill i have the answer to, what DCA it was held with and do i send a letter to them as well with money also???.

I know!!! i started this saying it was just a quick question for ya, did'nt I ??? YOU CAN SLAP ME ABOUT LATER. LOL,LOL
I know your such a clever man and will have all the answers and make it sound such a breeze. I LOVE CLEVER PEOPLE. where would we all be without ya??? up the bloody swanny thats where. Desperately awaiting your reply?... PS, I BEG YA, PLEASE DON'T POINT ME TO THAT PAGE IN THE CONSUMER CORNER (REMEMBER BRAIN PICKLED???) JUST WANT YA TO SAY WHAT LETTERS I HAVE TO SEND... HUGE, HUGE THANKYOU!!! AWW!! BLESS YOU!!...

hi read this and send the letter to barclays.

shaun1977

foreveryoung wrote:

Hi, Lloyds have defalted by not replying to the court or paying me back any money as yet, i have just been told I can get the bayliffs in to lloyds, I have returned the form to the court asking for immediate payment. Can someone honestly answer this for me, as I would love to go that far and take them in on TV and prove a point that they cant keep robbing the poor. Thanks

Hi yes you can send the bailiffs in let me know if you intend doing

however send this to get your money back quickly

martin's_little_pupil

shaun1977 wrote:

hi read this and send the letter to barclays.

Hi Shaun,
Thanks for that info but i think you have missunderstood me, yes i would like to remove this from my credit report aswell, but i was wanting to know how to claim all my charges back and who do i send the letters to??? Barclays/debt recovery agency or both and what letters do i send??? i don't know what penalty charges have been added to the debt,(if any).
Thanks again!!!...:A

sabelu

Although Halifax have said they will defend my claim they have until Tuesday, next week, to respond to it and have not yet done so. Is this normal?

shaun1977

martin's_little_pupil wrote:

Hi Shaun,
Thanks for that info but i think you have missunderstood me, yes i would like to remove this from my credit report aswell, but i was wanting to know how to claim all my charges back and who do i send the letters to??? Barclays/debt recovery agency or both and what letters do i send??? i don't know what penalty charges have been added to the debt,(if any).
Thanks again!!!...:A

Hi, in that case you need to send this to Barclays, the dca do not come into it (if there is one)