Claim back any unfair bank charges! Article Discussion Area

eiryld

Thanks!

I'm following the Money Saving Expert guide as this is what I've started with so I'll carry on but...

Can you, or anyone, please refer me to the letter (on MSE website) I need to send to make a preliminary request for the charges?!

Thanks

fuzzgun19

Can anyone tell me how to find the address of my bank to ask for charges history? I searched on the data protection register, but it came up with all these, and i only want Abbey bank??

Total Records found 28

ABBEY NATIONAL BUSINESS ASSET LEASING LIMITED
ABBEY NATIONAL BUSINESS CASHFLOW FINANCE LTD
ABBEY NATIONAL BUSINESS EQUIPMENT LEASING LTD
ABBEY NATIONAL BUSINESS FACTORS LTD
ABBEY NATIONAL BUSINESS OFFICE EQUIPMENT LEASING LTD
ABBEY NATIONAL BUSINESS SALES AID LEASING LIMITED
ABBEY NATIONAL BUSINESS VENDOR PLAN LEASING LIMITED
ABBEY NATIONAL CAHOOT LIMITED
ABBEY NATIONAL CHARITABLE TRUST LTD
ABBEY NATIONAL CREDIT & PAYMENT SERVICES LIMITED
ABBEY NATIONAL GENERAL INSURANCE SERVICES LIMITED
ABBEY NATIONAL GROUP PENSION SCHEMES TRUSTEES LTD
ABBEY NATIONAL GROUP UNION
ABBEY NATIONAL HEALTHCARE LTD
ABBEY NATIONAL HOMES LIMITED
ABBEY NATIONAL INTERNATIONAL LTD
ABBEY NATIONAL LIFE PLC
ABBEY NATIONAL PEP AND ISA MANAGERS LIMITED
ABBEY NATIONAL PERSONAL PENSIONS TRUSTEE LTD
ABBEY NATIONAL PROPERTIES(2) LTD
ABBEY NATIONAL PROPERTY INVESTMENTS
ABBEY NATIONAL TREASURY SERVICES PLC
ABBEY NATIONAL UNIT TRUST MANAGERS LIMITED
ABBEY NATIONAL WRAP MANAGERS LIMITED
DF 123 LIMITED
GE MONEY HOME FINANCE LTD
LEASING EQUIPMENT LTD
VENDCARE FINANCE LTD

Which one do i choose??

eiryld

Hi!

I sent my letter to my local branch (HSBC) and got all my statements within seven days!

fuzzgun19

ok thankyou! I think i will send it to the address on my statements in London.

Fingers crossed!

elsieB_3

Hello Moneysavers!

Can someone please help, I have been thinking about reclaimimg my unfair bank charges for some time now, but I wasn't really serious until Abbey decided to charge me £50 for going £10 overdrawn! I phoned them to explain my situation and they told me they could do nothing about reversing this charge as they had done it once before this year! (11 months ago!) At this point I told them their charges were unfair and that I would be taking my case further. To which the girl on the end got quite shirty and was quite rude! This made me more determined to reclaim. I requested 6 years of bank statements and received them today. Interestingly over the 6 years, I have been charged almost £700!

Now to my problem.............. I have registered with the consumer Action Group but cannot find the blank templates in the forum, everytime I click on the title, I get ads for purchasing a CD Rom or Book by a solicitor. I understand this site needs to make money to help, but all I want is the first letter format! It keeps telling me to read all the FAQs and learn to use the site, but all I want is the letter format! Can anyone furnish me with a copy of their successful letter so I can plaguerise!

secondly.................Is interest on the charges applicable from day one till now, ie, for a charge of £24.00 in July 2000, do I calculate the interest from then till now at 8% and so on for each charge made.? Any help would be greatly appreciated! Thanking you all in anticipation!

lee_trebilcock

hi there everybody received defence from court today and i have a form to fill in , any help so i dont mess up would be appreciated, also how long do i have until the court date ? should i start thinking about what im gonna be saying there yet ?

family_life_2

Hi there, Could I grab someone's attention for a few seconds?

I am in the process of claiming against Lloyds and would appreciate a little help from someone.

I have first of all asked for my wife's 6 years worth of banking history (I am acting on behalf of her at the moment), I received this with no problems, my next step was to input the data into the spreadsheet kindly donated, and this has also been sent along with the letter which applied. 2 days ago I received a letter from Lloyds basically fobbing me off and having none of it writing that "sorry you are unhappy, blah blah blah, and this letter is the banks final response".

Could someone please tell me the next step, as apparantly I have to send another letter of LBA, but I thought the previous letter was in the same effect. Is my next step Moneyclaim?

Many thanks,



Family life. :j

Carrera74

family_life wrote:

Hi there, Could I grab someone's attention for a few seconds?

I am in the process of claiming against Lloyds and would appreciate a little help from someone.

I have first of all asked for my wife's 6 years worth of banking history (I am acting on behalf of her at the moment), I received this with no problems, my next step was to input the data into the spreadsheet kindly donated, and this has also been sent along with the letter which applied. 2 days ago I received a letter from Lloyds basically fobbing me off and having none of it writing that "sorry you are unhappy, blah blah blah, and this letter is the banks final response".

Could someone please tell me the next step, as apparantly I have to send another letter of LBA, but I thought the previous letter was in the same effect. Is my next step Moneyclaim?

Many thanks,



Family life. :j

Hi there, I'd recommend trying the Consumer Action Group. I'm at the same stage as you with Lloyds and all the template letters are there. Read the FAQ's and there's a step by step guide with a link to the right docs you need. Good luck

inmypocketnottheirs

family_life wrote:

Hi there, Could I grab someone's attention for a few seconds?

I am in the process of claiming against Lloyds and would appreciate a little help from someone.

I have first of all asked for my wife's 6 years worth of banking history (I am acting on behalf of her at the moment), I received this with no problems, my next step was to input the data into the spreadsheet kindly donated, and this has also been sent along with the letter which applied. 2 days ago I received a letter from Lloyds basically fobbing me off and having none of it writing that "sorry you are unhappy, blah blah blah, and this letter is the banks final response".

Could someone please tell me the next step, as apparantly I have to send another letter of LBA, but I thought the previous letter was in the same effect. Is my next step Moneyclaim?

Many thanks,



Family life. :j

You should write them a final letter, outlaying the amount of your claim and giving them 14 days to pay. Should they still refuse to pay, it is then your call whether you start the court action. I did the same thing with the co-op, who paid up on my 14 day LBA.

Good luck!

family_life_2

thank you for that, I sahll get the letter from the consumer group and send tomorrow. thank you.