Claim back any unfair bank charges! Article Discussion Area

Skint-gall

Can I claim back unfair charges from accounts that have closed as long as the charges were made in the last six years?

cooljools_2

Will I be able to as part of my claim be able to add the interest charges for being overdrawn and any other reimbursements, ie time and hassle of writing letters to the bank.

shaun1977

Skint-gall wrote:

Can I claim back unfair charges from accounts that have closed as long as the charges were made in the last six years?

you certainly can, my sister has just had a refund of over £1700 from a closed account with no account number. go to www.!!!!!!.uk the full story is there, as well as all the advice

shaun1977

cooljools wrote:

Will I be able to as part of my claim be able to add the interest charges for being overdrawn and any other reimbursements, ie time and hassle of writing letters to the bank.

you can reclaim the interest on the charges, however it is complicated as for letter writing yes you can. as for time and hassle that comes down to compensation and is harder to claim go to www.!!!!!!.uk
everything is explained much more clearly there

lynseyf

Hi,
just wanted to say I have successfully reclaimed all my charges plus interest from BOS, it really is very easy, everyone should do it:) !
The website I used Is the one that Martin was talking about,

https://www.consumeractiongroup.co.uk

They have templets of all the letters you need to send, The easiest thing to do is go and read the FAQ's which tell you exactly what to do at each stage, There are other websites about which I'm sure are equally as good.

slaterio

Hi,

I have complained to the ICO as Abbey still haven't provided me with the info (requested in March 06), the old micro fich arguement was investigated last week by them. Has anyone done the same, still waiting to hear from the ICO as to their response to my complaint.

saramc

hi, have just started reading all these comments and just want to clarify what i could claim back- is it charges from the bank for unpaid direct debits and charges for going overdrawn? i had a spell a few years ago when paying the charges for unpaid dd's one month left no money in the account for that months dd's, and this vicious circle went on for quite a while, leading me further and further into debt! would be grateful for any help with this

shaun1977

saramc wrote:

hi, have just started reading all these comments and just want to clarify what i could claim back- is it charges from the bank for unpaid direct debits and charges for going overdrawn? i had a spell a few years ago when paying the charges for unpaid dd's one month left no money in the account for that months dd's, and this vicious circle went on for quite a while, leading me further and further into debt! would be grateful for any help with this

hi yes you can claim all those back for upto six years go to www.!!!!!!.uk all the help and advice as well as templates are there for you
shaun

ciaraboyle22

Do i need to send proof (ie bank statements or the letter from the bank listing charges) with the first letter to the bank or just list the charges. My bank Alliance & Leicester will charge £10 to send me a letter with the charges but they can list them out to me over the phone for free.

Also can i reclaim charges on my store and credit cards? (GE Capital, Creation finance and barclycard)

ciaraboyle22

DO i need to send proof (ie bank statements or letter from bank listing charges) with my first letter? i ask this because my bank Alliance & Leicester will charge £10 for sending out the letter with a list of my charges but can list hem out for free to me over the phone.

Also can i claim these charges back from my store and credit cards? (GE capital, Creation Finance and Barclaycard)